Union County property record for 2816 Cutter Ct, Waxhaw, NC 28173
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,071 sqft · built 2005 |
| Lot Size | 2.11 acres (92,217 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,300,000 (Mar 2022) |
| Tax Bill | $6,050 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-207-111 |
| Primary APN | 06-207-111 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 4,071 sqft Living Area |
| 1st Floor Area | 1,719 sqft |
| Basement Area | 778 sqft |
| Unfinished Basement | 778 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Hip |
| Lot Area | 92,217 sqft (2.11 acres) |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 245 sqft |
| Deck Area | 171 sqft |
| Patio Area | 171 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2816 CUTTER CT |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-7992 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 UNION |
| Legal Description | #35 WOODHALL PH1 MP2 OPCG959 |
| Legal Subdivision | WOODHALL |
| Legal Lot Number | 35 |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21016 |
2816 Cutter Ct is owned and occupied by two individuals who bought it in March 2022.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2816 CUTTER CT, WAXHAW, NC 28173-7992 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on File |
| Deed Sale | Mar 31, 2022 · Amount on File |
| Prior Sale | Sep 2, 2009 · Amount on File |
| Deed Document Number | 202211977 |
| Deed Book / Page | 8440 / 810 |
| Prior Transfer Date | Jul 13, 2009 |
| Prior Transfer Doc | 5173391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 31, 2022 |
| Property Address | 2816 CUTTER CT, WAXHAW, NC 28173-7992 |
| Document Number | 0008440810 |
| Book / Page | 8440 / 810 |
| Map Reference | CAB G FILE 959 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 11977 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000011978 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 11978 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 2816 Cutter Ct was $6,050.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,302,400 (-) Land $324,200 Building $978,200 | $1,302,400 (-) Land $324,200 Building $978,200 | |
| 2025 | $6,050.00 | $1,302,400 Land $324,200 Building $978,200 | $1,302,400 Land $324,200 Building $978,200 |
| 2023 | $6,402.00 | $1,023,600 Land $223,000 Building $800,600 | $1,023,600 Land $223,000 Building $800,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2816 Cutter Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2816 Cutter Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Ripple Fiber.
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