Osceola County property record for 2909 Elbib Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,215 sqft Heated Area |
| Lot Size | 5,271 sqft (0.121 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,900 (2002) |
| Tax Bill | $1,275.00 (2025) |
| Primary APN | 222630007600010030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,215 sqft Heated Area |
| Gross Area | 2,876 sqft Gross Area |
| 1st Floor | 1,120 sqft 1st Floor |
| Upper Floors | 1,095 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,271 sqft (0.121 acres) |
| Depth X Width | 105 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 420 sqft Garage |
| Fence | Fence |
| Porch | Finished/Screened Porch |
| Porch Area | 241 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Old Parcel Number | 222630276700010030 |
|---|---|
| Street Address | 2909 ELBIB DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8526 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK ESTATES PHASE 6 PB 13 PG 124-126 LOT 3 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES |
| Legal Phase | 6 |
| Legal Tract | 76 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43207 |
Source: Osceola County records · APN 222630007600010030
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2909 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2002 · Amount on Record |
| Deed Sale | Jul 02, 2002 · Amount on Record |
| Deed Doc Number | 0207300386 |
| Deed Book / Page | 02073 / 00386 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2909 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2907 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Document Number | 0057902428 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 5790/2428 |
| Instrument | 2020120480 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2909 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Document Number | 0053620402 |
| Instrument Date | Jun 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2018 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2909 ELBIB DR ST CLOUD FL 347728526, ST CLOUD, FL 34772-8526 |
| Document Number | 0053620402 |
|---|---|
| Date | Jul 05, 2018 |
| Book Page | 005362/000402 |
| Instrument | 102886 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 04, 2033 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,275.00 (+8.05%) Homeowner's exemption | $114,114 (+5.99%) | $328,900 (-3.18%) Land $65,000 Building $263,900 |
| 2023 | $1,180.00 (+4.98%) Homeowner's exemption | $107,668 (+3%) | $339,700 (+15.98%) Land $60,000 Building $279,700 |
| 2022 | $1,124.00 Homeowner's exemption | $104,533 | $292,900 Land $55,000 Building $237,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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