Hamilton County property record for 2907 Observatory Ave, Cincinnati, OH 45208
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 6 bd · 2 ba · 3,800 sqft · built 1913 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $710,000 (Jan 2026) |
| Tax Bill | $10,025 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Jan 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-0002-0066-00 |
| Primary APN | 046-0002-0066-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,800 sqft Living Area |
| Gross Area | 5,274 sqft |
| 1st Floor Area | 1,474 sqft |
| 2nd Floor Area | 1,636 sqft |
| Attic | Attic |
| Attic Area | 690 sqft |
| Basement Area | 1,474 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 7,013 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 190 ft wide |
| Porch | Porch |
| Porch Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2907 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2309 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | SF6 |
| Legal Description | 2907-09 OBSERVATORY RD 50 X 140 SWC OBSERVATORY & PAXTON |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 4900 |
Source: Hamilton County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2160 SUPERIOR AVE, CLEVELAND, OH 44114-2102 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 9, 2025 | Deed of Trust, Mortgage · Line of Credit FORCHT BANK NA |
| Jan 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 19, 2024 | Deed of Trust, Mortgage · Line of Credit FORCHT BANK NA |
| Mar 19, 2024 | Fiduciary Deed, Transfer · Line of Credit FORCHT BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2026 · Amount on Record |
| Deed Sale | Jan 9, 2026 · Amount on Record |
| Prior Sale | Mar 19, 2024 · Amount on Record |
| Deed Document Number | 20262046 |
| Deed Book / Page | 15579 / 525 |
| Prior Transfer Date | Nov 29, 2007 |
| Prior Transfer Doc | 0000173384 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2907 OBSERVATORY AVE, CINCINNATI, OH 45208-2309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000034052 |
|---|---|
| Date | May 9, 2025 |
| Book Page | 15413/28 |
| Instrument | 2025-0034052 |
| Name | FORCHT BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 8, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 9, 2026 |
| Property Address | 2907 OBSERVATORY AVE, CINCINNATI, OH 45208-2309 |
| Document Number | 0000002046 |
| Book / Page | 15579 / 525 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 2026-0002046 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2160 SUPERIOR AVE, CLEVELAND, OH 44114-2102 |
| Document Number | 0000002047 |
|---|---|
| Date | Jan 9, 2026 |
| Instrument | 2026-0002047 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2907 OBSERVATORY AVE, CINCINNATI, OH 45208-2309 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 395 OREGON ST 2, 2, CINCINNATI, OH 45202-1699 |
| Document Number | 0000017643 |
|---|---|
| Date | Mar 19, 2024 |
| Book Page | 15126/752 |
| Instrument | 2024-0017643 |
| Name | FORCHT BANK NA |
|---|---|
| Type | Bank |
| Address | 3549 COLUMBIA PKWY, CINCINNATI, OH 45226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 8, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 19, 2024 |
| Property Address | 2907 OBSERVATORY AVE, CINCINNATI, OH 45208-2309 |
| Document Number | 0000017588 |
| Book / Page | 15126 / 359 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 2024-0017588 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 395 OREGON ST APT 2, 2, CINCINNATI, OH 45202-1699 |
| Document Number | 0000017643 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 2024-0017643 |
| Name | FORCHT BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 8, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,025.00 (+0.14%) | $157,501 (+%) Land $87,763 Building $69,738 | $450,000 (-) Land $250,750 Building $199,250 |
| 2024 | $10,011.00 (-27.87%) | $157,500 (-27.87%) Land $87,762 Building $69,738 | |
| 2023 | $13,880.00 (+5.34%) | $218,350 (+17.12%) Land $87,762 Building $130,588 | $450,000 (-15.52%) Land $250,750 Building $199,250 |
| 2022 | $13,176.00 | $186,439 Land $64,096 Building $122,343 | |
| 2020 | $532,680 Land $183,130 Building $349,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1978–2026) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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