Hamilton County property record for 2906 Observatory Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 1,925 sqft · built 1905 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $250,000 (Oct 2012) |
| Tax Bill | $9,224 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jul 2020 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-0006-0063-00 |
| Primary APN | 039-0006-0063-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,925 sqft Living Area |
| 1st Floor Area | 840 sqft |
| 2nd Floor Area | 736 sqft |
| Attic | Attic |
| Attic Area | 349 sqft |
| Basement Area | 728 sqft |
| Year Built | Built 1905 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 150 ft deep x 49 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2906 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2906 OBSERVATORY AVE 49 X 150 PT LOT 2 HENRY MORTON EST |
| Legal Subdivision | HENRY MORTON ESTATE |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 5000 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 2906 OBSERVATORY AVE, CINCINNATI, OH 45208-2307 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST INTERNET BANK OF INDIANA |
| Jul 2, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST INTERNET BK/INDIANA |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNET BK/INDIANA |
| Mar 12, 2018 | Deed of Trust, Mortgage · Conventional with PMI FIRST INTERNET BK/IN |
| Jan 20, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST INTERNET BK/IN |
| Dec 30, 2016 | Deed of Trust, Mortgage · Line of Credit FIRST INTERNET BK/IN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2012 · Amount on Record |
| Deed Sale | Oct 4, 2012 · Amount on Record |
| Prior Sale | Aug 11, 1999 · Amount on Record |
| Deed Document Number | 12-127524 |
| Deed Book / Page | 12133 / 00554 |
| Prior Transfer Date | Oct 3, 2012 |
| Prior Transfer Doc | 0000127524 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2906 OBSERVATORY AVE, CINCINNATI, OH 45208-2307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000004029 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | 14833/2694 |
| Instrument | 2023-0004029 |
| Name | FIRST INTERNET BANK OF INDIANA |
|---|---|
| Type | Bank |
| Address | FISHERS, IN 46038 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2906 OBSERVATORY AVE, CINCINNATI, OH 45208-2307 |
| Document Number | 0000066513 |
| Instrument Date | Jul 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2906 OBSERVATORY AVE CINCINNATI OH 452082307, CINCINNATI, OH 45208-2307 |
| Document Number | 0000066513 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 014208/000343 |
| Instrument | 66513 |
| Name | FIRST INTERNET BK/INDIANA |
|---|---|
| Address | FISHERS, IN 46037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2906 OBSERVATORY AVE, CINCINNATI, OH 45208-2307 |
| Document Number | 0000121338 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2906 OBSERVATORY AVE CINCINNATI OH 452082307, CINCINNATI, OH 45208-2307 |
| Document Number | 0000121338 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 014298/000485 |
| Instrument | 121338 |
| Name | FIRST INTERNET BK/INDIANA |
|---|---|
| Address | FISHERS, IN 46037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2906 OBSERVATORY AVE, CINCINNATI, OH 45208-2307 |
| Document Number | 0000022471 |
| Instrument Date | Mar 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2906 OBSERVATORY AVE CINCINNATI OH 452082307, CINCINNATI, OH 45208-2307 |
| Document Number | 0000022471 |
|---|---|
| Date | Mar 19, 2018 |
| Book Page | 013627/001334 |
| Instrument | 22471 |
| Name | FIRST INTERNET BK/IN |
|---|---|
| Type | Bank |
| Address | FISHERS, IN 46037 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2906 OBSERVATORY AVE, CINCINNATI, OH 45208-2307 |
| Document Number | 0000027127 |
| Book / Page | 013383 / 000568 |
| Instrument Date | Jan 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2966 OBSERVATORY AVE CINCINNATI OH 45208, CINCINNATI, OH 45208 |
| Document Number | 0000027127 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 013383/000568 |
| Instrument | 27127 |
| Name | FIRST INTERNET BK/IN |
|---|---|
| Type | Bank |
| Address | FISHERS, IN 46037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2906 OBSERVATORY AVE, CINCINNATI, OH 45208-2307 |
| Document Number | 0000001923 |
| Book / Page | 013328 / 001551 |
| Instrument Date | Dec 30, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2906 OBSERVATORY AVE CINCINNATI OH 452082307, CINCINNATI, OH 45208-2307 |
| Document Number | 0000001923 |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | 013328/001551 |
| Instrument | 1923 |
| Name | FIRST INTERNET BK/IN |
|---|---|
| Type | Bank |
| Address | FISHERS, IN 46037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 5, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,224.00 (+3.13%) | $173,415 (-) Land $88,666 Building $84,749 | |
| 2024 | $8,944.00 (-2.21%) | $173,415 (-) Land $88,666 Building $84,749 | |
| 2023 | $9,146.00 (-7.05%) | $173,415 (+20.29%) Land $88,666 Building $84,749 | $495,470 (+20.29%) Land $253,330 Building $242,140 |
| 2022 | $9,840.00 Homeowner's exemption | $144,165 Land $64,757 Building $79,408 | |
| 2020 | $411,900 Land $185,020 Building $226,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1978–1989) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures