Hamilton County property record for 2901 Observatory Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 2,888 sqft · built 2017 |
| Lot Size | 0.016 acres (697 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,600,000 (Jun 2024) |
| Tax Bill | $14,751 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Jun 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-0002-0132-00 |
| Primary APN | 046-0002-0132-00 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,888 sqft Living Area |
| 1st Floor Area | 1,414 sqft |
| 2nd Floor Area | 1,474 sqft |
| Basement Area | 1,414 sqft |
| Finished Basement | 1,132 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 697 sqft (0.016 acres) |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2901 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SS OBSERVATORY AVE 0.016 AC S26 T4 FR2 |
| Legal Subdivision | JOHN MORTENS ESTATE |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 4900 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 425 WALNUT ST STE 1800, 1800, CINCINNATI, OH 45202-3920 |
| Owner Type | Individual, Secondary Company |
| Date | Document |
|---|---|
| May 3, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Jun 18, 2018 | Warranty Deed, Transfer · ARM ALLY BANK |
| Feb 2, 2017 | Trustee's Deed, Construction Loan · Line of Credit CENTERBANK |
| Feb 28, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2024 · Amount on Record |
| Deed Sale | Jun 13, 2024 · Amount on Record |
| Prior Sale | Jun 18, 2018 · Amount on Record |
| Deed Document Number | 0000040073 |
| Deed Book / Page | 15187 / 816 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2901 OBSERVATORY AVE, CINCINNATI, OH 45208-2309 |
| Document Number | 0000036765 |
| Instrument Date | May 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2901 OBSERVATORY AVE CINCINNATI OH 452082309, CINCINNATI, OH 45208-2309 |
| Document Number | 0000036765 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 013916/002032 |
| Instrument | 36765 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 12, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 18, 2018 |
| Property Address | 2901 OBSERVATORY AVE, CINCINNATI, OH 45208-2309 |
| Document Number | 0000001568 |
| Map Reference | MB1 PG281 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 18-0051568 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2901 OBSERVATORY AVE, CINCINNATI, OH 45208-2309 |
| Document Number | 0000001569 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 18-0051569 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.99% |
| Index | 1-Year LIBOR |
| Max Rate | 8.99% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 2, 2017 |
| Property Address | 2901 OBSERVATORY AVE, CINCINNATI, OH 45208-2309 |
| Book / Page | 013346 / 001745 |
| Instrument Date | Feb 2, 2017 |
| Instrument | 10792 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 23, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6966 STONINGTON CT CINCINNATI OH 45239, CINCINNATI, OH 45239 |
| Document Number | 0000010792 |
|---|---|
| Date | Feb 2, 2017 |
| Book Page | 013346/001745 |
| Instrument | 10792 |
| Name | CENTERBANK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 1, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 28, 2017 |
| Property Address | 2901 OBSERVATORY AVE, CINCINNATI, OH 45208-2309 |
| Document Number | 0000017924 |
| Book / Page | 013363 / 000186 |
| Instrument Date | Jun 28, 2016 |
| Instrument | 17924 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 530 N BROADWAY ST LEBANON OH 450361735, LEBANON, OH 45036-1735 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,751.00 (-1.78%) | $436,541 (+%) Land $87,762 Building $348,779 | |
| 2024 | $15,018.00 (+2.68%) | $436,540 (-) Land $87,762 Building $348,778 | |
| 2023 | $14,626.00 (+48.76%) | $436,540 (+27.92%) Land $87,762 Building $348,778 | $1,247,260 (+27.92%) Land $250,750 Building $996,510 |
| 2022 | $9,832.00 Homeowner's exemption | $341,251 Land $64,096 Building $277,155 | |
| 2020 | $975,000 Land $183,130 Building $791,870 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1978–2026) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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