2916 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2916 Observatory Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,308 sqft · built 1928
Lot Size	0.237 acres (10,324 sqft)
Owner	2 Owner Names on Record
Last Sale	$260,000 (Jul 1998)
Tax Bill	$13,391 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039-0006-0060-00`

Property Details

APN / Parcel Number

Primary APN	`039-0006-0060-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,308 sqft Living Area
1st Floor Area	1,264 sqft
2nd Floor Area	1,044 sqft
Basement Area	1,564 sqft

Exterior

Year Built	Built 1928
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	10,324 sqft (0.237 acres)
Lot Dimensions	195 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	392 sqft
Patio Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2916 OBSERVATORY AVE
City	CINCINNATI
State	OH
Zip	45208-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2916 OBSERVATORY AVE 60 X 195 IRR PT LOT 2 HENRY MORTON EST
Legal Subdivision	HENRY MORTON ESTATE
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2009
Census Tract	5000

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2916 OBSERVATORY AVE, CINCINNATI, OH 45208-2307
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 1998 · Amount on Record
Deed Sale	Jul 8, 1998 · Amount on Record
Prior Sale	Jul 8, 1998 · Amount on Record
Deed Document Number	98123569
Deed Book / Page	0000007695 / 0000000506
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2916 OBSERVATORY AVE, CINCINNATI, OH 45208-2307
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086323
Date	Oct 4, 2019
Book Page	14016/02050
Instrument	2019-0086323

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2916 OBSERVATORY AVE, CINCINNATI, OH 45208-2307
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003240
Date	Jan 8, 2021
Book Page	14330/2045
Instrument	2021-0003240

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,391.00 (+2.98%)	$217,326 (-) Land $113,999 Building $103,327
2024	$13,004.00 (-2.11%)	$217,326 (-) Land $113,999 Building $103,327
2023	$13,284.00 (+8.89%)	$217,326 (+21.35%) Land $113,999 Building $103,327	$620,930 (+21.35%) Land $325,710 Building $295,220
2022	$12,199.00 Homeowner's exemption	$179,092 Land $83,258 Building $95,834
2020			$511,690 Land $237,880 Building $273,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1989)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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