Hamilton County property record for 2889 Observatory Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,682 sqft · built 2019 |
| Lot Size | 0.016 acres (697 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,475,000 (Aug 2024) |
| Tax Bill | $7,280 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-0002-0133-00 |
| Primary APN | 046-0002-0133-00 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,682 sqft Living Area |
| 1st Floor Area | 1,214 sqft |
| 2nd Floor Area | 1,468 sqft |
| Basement Area | 1,214 sqft |
| Finished Basement | 946 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 697 sqft (0.016 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2889 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SS OBSERVATORY AVE 0.016 AC S26 T4 FR2 |
| Legal Subdivision | JOHN MORTENS ESTATE |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 4900 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2889 OBSERVATORY AVE, CINCINNATI, OH 45208-2335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2020 | Deed of Trust, Mortgage GENERAL ELECTRIC CU |
| Oct 17, 2019 | Deed of Trust, Mortgage GENERAL ELECTRIC CU |
| Nov 2, 2018 | Deed of Trust, Mortgage GENERAL ELECTRIC CU |
| Jul 9, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2024 · Amount on Record |
| Deed Sale | Aug 26, 2024 · Amount on Record |
| Prior Sale | Jul 9, 2018 · Amount on Record |
| Deed Document Number | 0000059549 |
| Deed Book / Page | 15237 / 662 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2889 OBSERVATORY AVE, CINCINNATI, OH 45208-2335 |
| Document Number | 0000037799 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2889 OBSERVATORY AVE CINCINNATI OH 452082335, CINCINNATI, OH 45208-2335 |
| Document Number | 0000037799 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 014154/000058 |
| Instrument | 37799 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2889 OBSERVATORY AVE, CINCINNATI, OH 45208-2335 |
| Document Number | 0000092151 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2889 OBSERVATORY AVE CINCINNATI OH 452082335, CINCINNATI, OH 45208-2335 |
| Document Number | 0000092151 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 014028/002278 |
| Instrument | 92151 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 21, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2889 OBSERVATORY AVE, CINCINNATI, OH 45208-2335 |
| Document Number | 0000098167 |
| Instrument Date | Nov 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2889 OBSERVATORY AVE CINCINNATI OH 452082335, CINCINNATI, OH 45208-2335 |
| Document Number | 0000098167 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 013789/001229 |
| Instrument | 98167 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 9, 2018 |
| Property Address | 2889 OBSERVATORY AVE, CINCINNATI, OH 45208-2335 |
| Document Number | 0000008154 |
| Map Reference | MB1 PG281 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 18-0058154 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Mail Care Of | UNION SAVINGS BANK |
| Document Number | 0000008155 |
|---|---|
| Date | Jul 9, 2018 |
| Instrument | 18-0058155 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2033 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,280.00 (-2.75%) | $314,941 (-) Land $87,763 Building $227,178 | |
| 2024 | $7,486.00 (-0.17%) | $314,941 (-) Land $87,763 Building $227,178 | |
| 2023 | $7,499.00 (-2.74%) | $314,941 (+4.84%) Land $87,763 Building $227,178 | $899,830 (+4.84%) Land $250,750 Building $649,080 |
| 2022 | $7,710.00 | $300,409 Land $109,375 Building $191,034 | |
| 2020 | $858,310 Land $312,500 Building $545,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1978–2026) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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