2904 Carter Cir, Chipley, FL 32428 Property Records

Washington County property record for 2904 Carter Cir, Chipley, FL 32428

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,152 sqft · built 2006
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$19,000 (Oct 2013)
Tax Bill	$1,099 (2025)
Deeds & Mortgages	Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`000031070010`

Property Details

APN / Parcel Number

Primary APN	`000031070010`
Alternative APN	`31070010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,152 sqft Heated Area
Gross Area	1,481 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Patio Area	329 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air

Location & Zoning

Account Number	000031070010
Street Address	2904 CARTER CIR
City	CHIPLEY
State	FL
Zip	32428-3416
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	18 1 14 2.5 ORB 966 P 400 BG SEC OF SW4, RN N.330',W.330', S.330',E.330' TO POB, ORB 1108 P 788
Legal Range	14W
Legal Township	01N
Legal Section	18
Legal Subdivision	SHADY OAKS ESTATES
Legal Block	3107
Legal Lot Number	0010
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1040
Census Tract	970302

Owner

2904 Carter Cir, a residential property, is owned by an individual who acquired it in January 2018.

Source: Washington County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	1915 LAUREL AVE, PANAMA CITY, FL 32405-1505
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2013 · Amount on File
Deed Sale	Oct 21, 2013 · Amount on File
Prior Sale	Oct 21, 2013 · Amount on File
Deed Document Number	0067006178
Deed Book / Page	000966 / 000400
Last Transfer Date	Jan 19, 2018
Transfer Doc	0067000457
Record Updated	Jun 8, 2026

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jan 19, 2018
Property Address	2904 CARTER CIR, CHIPLEY, FL 32428-3416
Document Number	0067000457
Book / Page	001108 / 000788
Instrument Date	Jan 19, 2018
Instrument	67000457
Transaction Type	Transfer
Record Updated	Jan 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 CARTER CIR CHIPLEY FL 324283416, CHIPLEY, FL 32428-3416

Tax Assessment & Valuation

The 2025 property tax bill for 2904 Carter Cir was $1,099, up 18.2% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,099.00 (+18.17%)	$101,376 (+18.61%) Land $18,500 Building $82,876	$101,376 (+18.61%) Land $18,500 Building $82,876
2024	$930.00 (+11.64%)	$85,467 (+17.91%) Land $16,250 Building $69,217	$85,467 (+17.91%) Land $16,250 Building $69,217
2023	$833.00 (+9.03%)	$72,482 (+10.11%) Land $16,250 Building $56,232	$72,482 (+10.11%) Land $16,250 Building $56,232
2022	$764.00	$65,825 Land $15,000 Building $50,825	$65,825 Land $15,000 Building $50,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2904 Carter Cir in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1994–2021)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2904 Carter Cir is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50