Washington County property record for 2954 Carter Cir, Chipley, FL 32428
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,216 sqft · built 2010 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $385 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 000031070007 |
| Primary APN | 000031070007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,216 sqft Heated Area |
| Gross Area | 1,456 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 108,900 sqft (2.5 acres) |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000031070007 |
|---|---|
| Street Address | 2954 CARTER CIR |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-3417 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | 18 1 14 2.5 ORB 979 P 505 BG SWC OF SE4 OF SW4, RN N. 330', E.330',S.330',W.330' TO POB |
| Legal Range | 14W |
| Legal Township | 01N |
| Legal Section | 18 |
| Legal Subdivision | SHADY OAKS ESTATES |
| Legal Block | 3107 |
| Legal Lot Number | 0007 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 970302 |
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 2954 CARTER CIR, CHIPLEY, FL 32428-3417 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 26, 2014 |
| Transfer Doc | 0067001562 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 2954 CARTER CIR, CHIPLEY, FL 32428-3417 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067006188 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 1126/809 |
| Instrument | 201867006188 |
| Name | ONE SOUTH BANK |
|---|---|
| Type | Bank |
| Address | CHIPLEY, FL 32428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Nov 1, 2023 |
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $385.00 (+11.27%) Homeowner's exemption | $57,427 (+10.37%) | $118,099 (+22.78%) Land $18,500 Building $99,599 |
| 2024 | $346.00 (+0.87%) Homeowner's exemption | $52,030 (+3%) | $96,187 (+18.46%) Land $16,250 Building $79,937 |
| 2023 | $343.00 (+3.94%) Homeowner's exemption | $50,515 (+3%) | $81,197 (+10.17%) Land $16,250 Building $64,947 |
| 2022 | $330.00 Homeowner's exemption | $49,044 | $73,703 Land $15,000 Building $58,703 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 9 (1994–2021) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Wildstar Networks.
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