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2857 Carter Cir, Chipley, FL 32428 Property Records

Washington County property record for 2857 Carter Cir, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,880 sqft · built 2001
Lot Size80 acres (3,484,800 sqft)
Owner2 Individual Names on Record
Deeds & MortgagesOct 2021 Transfer
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN000031110000

Property Details

APN / Parcel Number

Primary APN000031110000
Alternative APN
  • 31110000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,880 sqft Heated Area
Gross Area2,816 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2012
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,484,800 sqft (80 acres)
Garage TypeFinished
Garage Area440 sqft

Exterior Amenities

PorchOpen Porch
Porch Area496 sqft
Shed1 Shed
Shed Area1,152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000031110000
Street Address2857 CARTER CIR
CityCHIPLEY
StateFL
Zip32428-3415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description19 1 14 80 ORB 1208 P 788 W1/2 OF NE1/4, ORB 1222 P 567
Legal Range14W
Legal Township01N
Legal Section19
Legal Block3111
Legal Lot Number0000
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1009
Census Tract970302

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address2857 CARTER CIR, CHIPLEY, FL 32428-3415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Correction Deed
DIAMOND TITLE AGENCY INC
Jun 4, 2021Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2021
Deed SaleOct 22, 2021
Prior SaleDec 26, 2012
Deed Document Number0001222567
Deed Book / Page1208 / 788
Prior Transfer DateJun 4, 2021
Prior Transfer Doc202167004197
Record UpdatedJun 8, 2026

October 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionWASHINGTON FL
Recording DateOct 29, 2021
Property Address2857 CARTER CIR, CHIPLEY, FL 32428-3415
Document Number0067008254
Book / Page1222 / 567
Instrument DateOct 22, 2021
Instrument202167008254
Record UpdatedDec 27, 2021
Title CompanyDIAMOND TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2857 CARTER CIR, CHIPLEY, FL 32428-3415

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJun 4, 2021
Property Address2857 CARTER CIR, CHIPLEY, FL 32428-3415
Document Number0067004197
Book / Page1208 / 788
Instrument DateMay 28, 2021
Instrument202167004197
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanyDIAMOND TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2857 CARTER CIR, CHIPLEY, FL 32428-3415

Mortgage

Document Number0000000790
DateJun 4, 2021
Instrument1208/790
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$187,131 (+20.37%)$415,925 (+28.19%)
2023Homeowner's exemption$155,460$324,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims9 (1994–2021)
Claims Outside the SFHA1 of 9
Most Recent ClaimApr 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST FLORIDA RECEPTION CENTER
state or territorial government · serves 2,500 people · EPA ID FL1670733
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb
Copper1.9 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
not recorded as resolved · Jul 2024
Total trihalomethanes
not recorded as resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Wildstar Networks
Fixed Wireless		200 / 50

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