2961 Carter Cir, Chipley, FL 32428 Property Records

Washington County property record for 2961 Carter Cir, Chipley, FL 32428

Property Summary

Property Type	Manufactured or Modular Home
Details	2 bd · 2 ba · 924 sqft · built 2000
Lot Size	101 acres (4,434,408 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Jun 2022)
Tax Bill	$708 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000031100025`

Property Details

APN / Parcel Number

Primary APN	`000031100025`
Alternative APN	`31100025`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	924 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2012
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,434,408 sqft (101 acres)
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000031100025
Street Address	2961 CARTER CIR
City	CHIPLEY
State	FL
Zip	32428-3418
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	19 1 14 101.8 ORB 1246 P 664 S2 OF NW4, ALSO BEG NWC OF NE4 OF NW4, RUN W 30 FT, S 1324.82 FT, E 360.31 FT, N 1325.67 FT, W
Legal Range	14W
Legal Township	01N
Legal Section	19
Legal Block	3110
Legal Lot Number	0025
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1009
Census Tract	970302

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2961 CARTER CIR, CHIPLEY, FL 32428-3418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Deed Document Number	202267005765
Deed Book / Page	1246 / 664
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jun 30, 2022
Property Address	2961 CARTER CIR, CHIPLEY, FL 32428
Document Number	0067005765
Book / Page	1246 / 664
Instrument Date	Jun 29, 2022
Instrument	202267005765
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 32156, PANAMA CITY, FL 32407-8156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 SPIKES CIR, SOUTHPORT, FL 32409-1772

Mortgage

Document Number	0000000666
Date	Jun 30, 2022
Instrument	1246/666

Lender

Name	FARM CREDIT OF NORTHWEST FLORIDA AC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$708.00 (+7.11%) Homeowner's exemption	$91,987 (+2.31%)	$224,069 (+10.62%)
2024	$661.00 (-38.8%) Homeowner's exemption	$89,913	$202,550
2023	$1,080.00 (+22.17%)
2022	$884.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1994–2021)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST FLORIDA RECEPTION CENTER state or territorial government · serves 2,500 people · EPA ID FL1670733
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb
Copper	1.9 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6