2790 Carter Cir, Chipley, FL 32428 Property Records

Washington County property record for 2790 Carter Cir, Chipley, FL 32428

Property Summary

Property Type	Residential
Details	1,150 sqft · built 1986
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$18,000 (Aug 2018)
Tax Bill	$156 (2025)
Deeds & Mortgages	Aug 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000031000002`

Property Details

APN / Parcel Number

Primary APN	`000031000002`
Alternative APN	`31000002`

Interior

Building Area	1,150 sqft

Exterior

Year Built	Built 1986
Lot Area	44,867 sqft (1.03 acres)
Garage Area	300 sqft
Pool Area	450 sqft
Patio Area	480 sqft

Location & Zoning

Account Number	000031000002
Street Address	2790 CARTER CIR
City	CHIPLEY
State	FL
Zip	32428-3412
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	17 1 14 1.03 PARCEL DESC IN ORB 1124 P 303 BEING LOT 20 OF UNREC PLAT
Legal Range	14W
Legal Township	01N
Legal Section	17
Legal Block	3100
Legal Lot Number	20
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1040
Census Tract	970302

Owner

2790 Carter Cir, a residential property, is owned by an individual who bought it in August 2018.

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4802 SCOTT RD, CHIPLEY, FL 32428-3455
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018 · Amount on File
Deed Sale	Aug 2, 2018 · Amount on File
Deed Document Number	201867005357
Deed Book / Page	1124 / 303
Record Updated	Jun 8, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 2, 2018
Property Address	2790 CARTER CIR, CHIPLEY, FL 32428-3412
Document Number	0067005357
Book / Page	1124 / 303
Instrument Date	Jul 25, 2018
Instrument	201867005357
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9724 S THOMAS DR, 9724, PANAMA CITY, FL 32408-4236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4802 SCOTT RD, CHIPLEY, FL 32428-3455

Mortgage

Document Number	0067005358
Date	Aug 2, 2018
Instrument	201867005358

Lender

Name	PEOPLESSOUTH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Jul 25, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 2790 Carter Cir was $156, down 2.5% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$156.00 (-2.5%)	$11,272 (-5.65%) Land $6,000 Building $5,272	$11,272 (-5.65%) Land $6,000 Building $5,272
2024	$160.00 (-1.84%)	$11,947 (-) Land $6,000 Building $5,947	$11,947 (-) Land $6,000 Building $5,947
2023	$163.00 (-0.61%)	$11,947 (-) Land $6,000 Building $5,947	$11,947 (-) Land $6,000 Building $5,947
2022	$164.00	$11,947 Land $6,000 Building $5,947	$11,947 Land $6,000 Building $5,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2790 Carter Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1994–2021)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2790 Carter Cir is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50