Washington County property record for 2941 Carter Cir, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 2002 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Jan 2024) |
| Tax Bill | $1,969 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 000031100023 |
| Primary APN | 000031100023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,080 sqft Heated Area |
| Gross Area | 1,620 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 871,200 sqft (20 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 540 sqft |
| Deck Area | 1,280 sqft |
| Shed | 1 Shed |
| Shed Area | 1,152 sqft |
| Greenhouse | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000031100023 |
|---|---|
| Street Address | 2941 CARTER CIR |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19 1 14 20 ORB 1294 P 613 PRCL DESC IN ORB 1294 P 613 |
| Legal Range | 14W |
| Legal Township | 01N |
| Legal Section | 19 |
| Legal Block | 3110 |
| Legal Lot Number | 0023 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970302 |
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2941 CARTER CIR, CHIPLEY, FL 32428-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2024 | Warranty Deed, Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK |
| Nov 15, 2021 | Warranty Deed, Transfer SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2024 · Amount on Record |
| Deed Sale | Jan 30, 2024 · Amount on Record |
| Prior Sale | Nov 15, 2021 · Amount on Record |
| Deed Document Number | 202467000655 |
| Deed Book / Page | 1294 / 613 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jan 30, 2024 |
| Property Address | 2941 CARTER CIR, CHIPLEY, FL 32428-3418 |
| Document Number | 0067000655 |
| Book / Page | 1294 / 613 |
| Instrument Date | Jan 29, 2024 |
| Instrument | 202467000655 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2024 |
| Title Company | CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 264 FLINTVILLE SCHOOL RD, ELORA, TN 37328-4019 |
| Name | Verified Name |
|---|---|
| Address | 2941 CARTER CIR, CHIPLEY, FL 32428-3418 |
| Document Number | 0000000615 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | 1294/615 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Nov 15, 2021 |
| Property Address | 2941 CARTER CIR, CHIPLEY, FL 32428-3418 |
| Document Number | 0067008910 |
| Book / Page | 1224 / 132 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 202167008910 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 610 WINDY LN, 610, PANAMA CITY, FL 32405-3935 |
| Name | Verified Name |
|---|---|
| Address | 2941 CARTER CIR, CHIPLEY, FL 32428-3418 |
| Investor | Possibly a Property Investor |
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,969.00 (+63.27%) Homeowner's exemption | $182,991 (+40.32%) | $226,111 (+20.39%) Land $64,000 Building $162,111 |
| 2024 | $1,206.00 (+15.3%) Homeowner's exemption | $130,406 (+11.21%) | $187,809 (+23.8%) |
| 2023 | $1,046.00 (+3.67%) Homeowner's exemption | $117,264 (+2.96%) | $151,707 (+8.72%) |
| 2022 | $1,009.00 Homeowner's exemption | $113,888 | $139,538 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 9 (1994–2021) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST FLORIDA RECEPTION CENTER state or territorial government · serves 2,500 people · EPA ID FL1670733 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Copper | 1.9 mg/L (2018) action level 1.3 mg/L |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| Verizon Fixed Wireless | 25 / 6 |
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