290 Tequesta Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 290 Tequesta Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,077 sqft · built 2000
Lot Size	0.2 acres (8,711 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Dec 2019)
Tax Bill	$2,128 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-7610-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-7610-1`
Alternative APNs	`00-2S-22-0980-000E-0060` `22S2000980000E0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,077 sqft Living Area
Gross Area	3,182 sqft
1st Floor Area	2,077 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	8,711 sqft (0.2 acres)
Garage Type	Attached
Garage Area	540 sqft
Porch	Florida Room
Porch Area	565 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	290 TEQUESTA DR
City	DESTIN
State	FL
Zip	32541-5717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD LAKES PH II LOT 6 BLK E
Legal Subdivision	EMERALD LAKES
Legal Phase	2
Legal Block	E
Legal Lot Number	6
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	290 TEQUESTA DR, DESTIN, FL 32541-5717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Aug 30, 2019	Warranty Deed, Transfer RODGERS-KIEFER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Prior Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	20193322597
Deed Book / Page	3432 / 2249
Prior Transfer Date	Sep 16, 2005
Prior Transfer Doc	0026534930
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 6, 2019
Property Address	290 TEQUESTA DR, DESTIN, FL 32541-5717
Document Number	0034322249
Book / Page	003432 / 002249
Instrument Date	Dec 4, 2019
Instrument	3322597
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	290 TEQUESTRA DR DESTIN FL 32541, DESTIN, FL 32541

Mortgage

Document Number	34322251
Date	Dec 6, 2019
Book Page	003432/002251
Instrument	3322598

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 30, 2019
Property Address	290 TEQUESTA DR, DESTIN, FL 32541-5717
Document Number	0034163208
Book / Page	003416 / 003208
Instrument Date	Aug 29, 2019
Instrument	3301668
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	RODGERS-KIEFER TITLE

Transaction

Amount	Amount Recorded
Tax	$2,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 CHIPOLA CV DESTIN FL 325414769, DESTIN, FL 32541-4769

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,128.00 (+5.92%) Homeowner's exemption Widower's exemption	$244,970 (+5.99%)	$505,207 (-3.92%) Land $98,542 Building $406,665
2023	$2,009.00 (+0.15%) Homeowner's exemption Widower's exemption	$231,132 (+3%)	$525,831 (+19.44%) Land $89,412 Building $436,419
2022	$2,006.00 Homeowner's exemption Widower's exemption	$224,400	$440,235 Land $77,413 Building $362,822

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2000) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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