Okaloosa County property record for 285 Tequesta Dr, Destin, FL 32541 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,823 sqft · built 2002 |
| Lot Size | 0.178 acres (7,735 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Mar 2023) |
| Tax Bill | $2,269 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-7575-6 |
| Primary APN | C56-000-589-7575-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,823 sqft Living Area |
| Gross Area | 3,109 sqft |
| 1st Floor Area | 1,823 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 7,735 sqft (0.178 acres) |
| Garage Type | Attached |
| Garage Area | 573 sqft |
| Porch | Florida Room |
| Porch Area | 353 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 285 TEQUESTA DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-4762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD LAKES PH II LOT 14 BLK C |
| Legal Subdivision | EMERALD LAKES |
| Legal Phase | 2 |
| Legal Block | C |
| Legal Lot Number | 14 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 23308 |
Source: Okaloosa County records · APN C56-000-589-7575-6
Assessment roll updated December 31, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 285 TEQUESTA DR, DESTIN, FL 32541-4762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Mar 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Jun 14, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 15, 2023 · Amount on Record |
| Deed Sale | Mar 15, 2023 · Amount on Record |
| Prior Sale | Jul 21, 2014 · Amount on Record |
| Deed Document Number | 20233611653 |
| Deed Book / Page | 3666 / 883 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 15, 2023 |
| Property Address | 285 TEQUESTA DR, DESTIN, FL 32541-4762 |
| Document Number | 0036660883 |
| Book / Page | 3666 / 883 |
| Map Reference | MB 17 PG 25 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 3611653 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2023 |
| Title Company | NOT AVAILABLE, KETECHERSID LAND & TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 190 VILLAS HEIGHTS DR, LITTLE ROCK, AR 72223-5258 |
| Name | Verified Name |
|---|---|
| Address | 285 TEQUESTA DR, DESTIN, FL 32541-4762 |
| Document Number | 0003666885 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 3666/885 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 285 TEQUESTA DR, DESTIN, FL 32541-4762 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 285 TEQUESTA DR, DESTIN, FL 32541-4762 |
| Document Number | 0036271827 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 3627/1827 |
| Instrument | 3557028 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,269.00 (-18.03%) Homeowner's exemption | $253,384 (-14.86%) | $470,708 (-4.21%) Land $93,355 Building $377,353 |
| 2023 | $2,768.00 (+2.37%) Homeowner's exemption | $297,596 (+3%) | $491,404 (+22.88%) Land $84,706 Building $406,698 |
| 2022 | $2,704.00 Homeowner's exemption | $288,928 | $399,918 Land $73,339 Building $326,579 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233082, refreshed September 2026 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force 1 of 5 on primary residences |
| Nearby Flood Claims | 3 (1995–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2018, other causes |
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | October 18, 1982 |
| NFIP Eligibility | Not eligible (built 2002) built after the October 1, 1983 cutoff · private flood insurance only |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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