296 Tequesta Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 296 Tequesta Dr, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,660 sqft · built 1999
Lot Size0.232 acres (10,098 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Jul 2018)
Tax Bill$6,111 (2025)
Deeds & MortgagesJul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-589-7613-5

Property Details

APN / Parcel Number

Primary APNC56-000-589-7613-5
Alternative APNs
  • 00-2S-22-0980-000E-0090
  • 22S2000980000E0090

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,660 sqft Living Area
Gross Area3,586 sqft
1st Floor Area2,660 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area10,098 sqft (0.232 acres)
Garage TypeAttached
Garage Area484 sqft
PorchFlorida Room
Porch Area442 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address296 TEQUESTA DR
CityDESTIN
StateFL
Zip32541-5717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEMERALD LAKES PH II LOT 9 BLK E
Legal SubdivisionEMERALD LAKES
Legal Phase2
Legal BlockE
Legal Lot Number9
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2001
Census Tract23308

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address296 TEQUESTA DR, DESTIN, FL 32541-5717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2018 · Amount on Record
Deed SaleJul 12, 2018 · Amount on Record
Prior SaleSep 23, 2011 · Amount on Record
Deed Document Number20183219362
Deed Book / Page3358 / 4421
Record UpdatedOct 29, 2026

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 12, 2018
Property Address296 TEQUESTA DR, DESTIN, FL 32541-5717
Document Number0033584421
Book / Page3358 / 4421
Map ReferenceMB17 PG252&26
Instrument DateJul 10, 2018
Instrument3219362
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 307, DESTIN, FL 32540-0307

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 TEQUESTA DR, DESTIN, FL 32541-5717

Mortgage

Document Number0003219363
DateJul 12, 2018
Instrument3219363
Lender
NameBEACH COMMUNITY MORTGAGE SERVICES I
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,111.00 (+1.78%) Homeowner's exemption$618,701 (-4.96%) Land $103,728 Building $514,973$618,701 (-4.96%) Land $103,728 Building $514,973
2023$6,004.00 (+14.23%)$650,995 (+19.55%) Land $94,118 Building $556,877$650,995 (+19.55%) Land $94,118 Building $556,877
2022$5,256.00$544,516 Land $81,488 Building $463,028$544,516 Land $81,488 Building $463,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1995–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 1999)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Wildstar Networks.

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