286 Tequesta Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 286 Tequesta Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,122 sqft · built 2001
Lot Size	0.189 acres (8,256 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jan 2020)
Tax Bill	$5,057 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-7608-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-7608-5`
Alternative APN	`00-2S-22-0980-000E-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,122 sqft Heated Area
Gross Area	3,082 sqft
1st Floor Area	2,122 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	8,256 sqft (0.189 acres)
Garage Type	Finished
Garage Area	504 sqft
Porch	Open Porch
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	286 TEQUESTA DR
City	DESTIN
State	FL
Zip	32541-5717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD LAKES PH II LOT 4 BLK E
Legal Range	22
Legal Township	02S
Legal Subdivision	EMERALD LAKES PH II
Legal Phase	2
Legal Block	E
Legal Lot Number	4
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 SHORE DR, MIRAMAR BEACH, FL 32550-8254
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage WALTON FUNDING LLC
Jan 21, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Prior Sale	Aug 7, 2002 · Amount on Record
Deed Document Number	3331690
Deed Book / Page	3439 / 3271
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	286 TEQUESTA DR, DESTIN, FL 32541-5717
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 CLUBHOUSE PLZ, BRICK, NJ 08723-5375

Mortgage

Document Number	0035871561
Date	Nov 16, 2021
Book Page	3587/1561
Instrument	3505532

Lender

Name	WALTON FUNDING LLC
Type	Mortgage Company
Address	INLET BEACH, FL 32461

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 21, 2020
Property Address	286 TEQUESTA DR, DESTIN, FL 32541-5717
Document Number	0034393271
Book / Page	003439 / 003271
Instrument Date	Jan 17, 2020
Instrument	3331690
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,975.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	530 CLUBHOUSE PLZ BRICK NJ 087235375, BRICK, NJ 08723-5375

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,057.00 (+5.14%)	$500,274 (-3.82%) Land $98,542 Building $401,732	$500,274 (-3.82%) Land $98,542 Building $401,732
2023	$4,810.00 (+14.2%)	$520,125 (+19.5%) Land $89,412 Building $430,713	$520,125 (+19.5%) Land $89,412 Building $430,713
2022	$4,212.00	$435,261 Land $77,413 Building $357,848	$435,261 Land $77,413 Building $357,848

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2001) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wildstar Networks.

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