287 Tequesta Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 287 Tequesta Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,093 sqft · built 1998
Lot Size	0.187 acres (8,133 sqft)
Owner	2 Individual Names on Record
Last Sale	$567,500 (Sep 2021)
Tax Bill	$4,403 (2025)
Deeds & Mortgages	Sep 2021 Sale Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-7576-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-7576-4`
Alternative APNs	`00-2S-22-0980-000C-0150` `22S2000980000C0150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,093 sqft Living Area
Gross Area	3,015 sqft
1st Floor Area	2,093 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	8,133 sqft (0.187 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	502 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	287 TEQUESTA DR
City	DESTIN
State	FL
Zip	32541-4762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD LAKES PH II LOT 15 BLK C
Legal Subdivision	EMERALD LAKES
Legal Phase	2
Legal Block	C
Legal Lot Number	15
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	287 TEQUESTA DR, DESTIN, FL 32541-4762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Warranty Deed, Transfer
Aug 29, 2018	Quit Claim Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	20213492735
Deed Book / Page	3577 / 184
Prior Transfer Date	Aug 21, 2018
Prior Transfer Doc	0033652123
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 29, 2021
Property Address	287 TEQUESTA DR, DESTIN, FL 32541-4762
Document Number	0035770184
Book / Page	3577 / 184
Map Reference	MB 17 PG 25&26
Instrument Date	Sep 28, 2021
Instrument	3492735
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Tax	$3,972.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	173 BARKLEY ST, 173, PRATTVILLE, AL 36066-1960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10330 BRICKERTON DR, MECHANICSVILLE, VA 23116-5828

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 29, 2018
Property Address	287 TEQUESTA DR, DESTIN, FL 32541-4762
Document Number	0033652123
Book / Page	3365 / 2123
Map Reference	MB17 PG25&26
Instrument Date	Aug 21, 2018
Instrument	3229304
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	173 BARKLEY ST, PRATTVILLE, AL 36066-1960

Mortgage

Document Number	0003229305
Date	Aug 29, 2018
Instrument	3229305

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,403.00 (+5.31%) Homeowner's exemption	$456,260 (+5.99%)	$485,839 (-4.64%) Land $86,657 Building $399,182
2023	$4,181.00 (+2.25%) Homeowner's exemption	$430,486 (+3%)	$509,470 (+21.9%) Land $78,628 Building $430,842
2022	$4,089.00 Homeowner's exemption	$417,948 Land $71,480 Building $346,468	$417,948 Land $71,480 Building $346,468

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1998) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wildstar Networks.

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