292 Tequesta Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 292 Tequesta Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,937 sqft · built 1999
Lot Size	0.24 acres (10,471 sqft)
Owner	2 Trust Names on File
Last Sale	$390,000 (Jul 2018)
Tax Bill	$2,965 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-7611-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-7611-9`
Alternative APN	`00-2S-22-0980-000E-0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,937 sqft Heated Area
Gross Area	2,786 sqft
1st Floor Area	1,937 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	10,471 sqft (0.24 acres)
Garage Type	Finished
Garage Area	609 sqft
Porch	Open Porch
Porch Area	240 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	292 TEQUESTA DR
City	DESTIN
State	FL
Zip	32541-5717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD LAKES PH II LOT 7 BLK E
Legal Range	22
Legal Township	02S
Legal Subdivision	EMERALD LAKES PH II
Legal Phase	2
Legal Block	E
Legal Lot Number	7
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

292 Tequesta Dr is owner-occupied and held in a trust since May 2024.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	292 TEQUESTA DR, DESTIN, FL 32541-5717
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jul 26, 2018	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 26, 2018 · Amount on File
Deed Sale	Jul 26, 2018 · Amount on File
Prior Sale	Jul 26, 2018 · Amount on File
Deed Document Number	0033603592
Deed Book / Page	3360 / 3592
Last Transfer Date	May 9, 2024
Transfer Doc	0003686795
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	292 TEQUESTA DR, DESTIN, FL 32541-5717
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 TEQUESTA DR, DESTIN, FL 32541-5717

Mortgage

Document Number	0003682909
Date	Apr 18, 2024
Instrument	3682909

Lender

Name	REGIONS BANK
Type	Bank
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2054

Interest

Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 26, 2018
Property Address	292 TEQUESTA DR, DESTIN, FL 32541-5717
Document Number	0033603592
Book / Page	3360 / 3592
Map Reference	MB17 PG25
Instrument Date	Jul 24, 2018
Instrument	3222219
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	RODGERS KIEFER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3850 RIVER RUN TRL, 3850, VESTAVIA, AL 35243-4702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 TEQUESTA DR, DESTIN, FL 32541-5717

Mortgage

Document Number	0003222220
Date	Jul 26, 2018
Instrument	3222220

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 292 Tequesta Dr was $2,965 with exemptions applied.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,965.00 Homeowner's exemption Disabled Person's exemption	$324,559	$469,504 Land $98,542 Building $370,962
2023	$2,807.00 (+0.68%) Homeowner's exemption Disabled Person's exemption	$306,225 (+3%)	$486,010 (+19.19%) Land $89,412 Building $396,598
2022	$2,788.00 Homeowner's exemption Disabled Person's exemption	$297,306	$407,761 Land $77,413 Building $330,348

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 292 Tequesta Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1999) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 292 Tequesta Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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