Westchester County and Rye City property record for 29 Ridgewood Dr, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,174 sqft · built 1920 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,950,000 (Sep 2021) |
| Tax Bill | $26,471 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-6-1-19 |
| Primary APN | 551400 146-6-1-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,174 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| 2nd Floor Area | 1,235 sqft |
| Upper Floors Area | 531 sqft |
| Basement Area | 1,959 sqft |
| Unfinished Basement | 1,959 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 16,117 sqft (0.37 acres) |
| Cooling System | Central |
|---|
| Street Address | 29 RIDGEWOOD DR |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | RIDGEWOOD |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records · APN 551400 146-6-1-19
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 29 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Sep 28, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Oct 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Oct 31, 2019 | Loan Modification, Mortgage BANK OF AMERICA |
| Oct 03, 2018 | Grant Deed, Transfer CATIC TITLE INSURANCE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on Record |
| Deed Sale | Sep 28, 2021 · Amount on Record |
| Prior Sale | Oct 03, 2018 · Amount on Record |
| Deed Document Number | 20213575 |
| Prior Transfer Date | Aug 30, 2000 |
| Prior Transfer Doc | 0402650651 |
| Record Updated | Jun 08, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Sep 28, 2021 |
| Property Address | 29 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Document Number | 0612233575 |
| Map Reference | MAP 2435 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 612233575 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FUTURE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29 RIDGEWOOD DR, 29, RYE, NY 10580-1621 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 3742 SW COUNCIL CREST DR, PORTLAND, OR 97239-1522 |
| Document Number | 0612523620 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 612523620 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 29 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Document Number | 0593233651 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 29 RIDGEWOOD DR RYE NY 105801621, RYE, NY 10580-1621 |
| Document Number | 0593233651 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 059323/003651 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 29 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Document Number | 0593233652 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2019 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 29 RIDGEWOOD DR RYE NY 105801621, RYE, NY 10580-1621 |
| Document Number | 0593233652 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 059323/003652 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 03, 2018 |
| Property Address | 29 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Document Number | 0582343419 |
| Book / Page | 058234 / 003419 |
| Instrument Date | Sep 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Title Company | CATIC TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 227 W 77TH ST #7G NEW YORK NY 100246779, 7G, NEW YORK, NY 10024-6779 |
Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,471.00 | $22,750 (-) Land $6,600 Building $16,150 | $1,927,966 (+6.78%) Land $559,322 Building $1,368,644 |
| 2024 | $22,750 (+6.06%) Land $6,600 Building $16,150 | $1,805,556 (+8.59%) Land $523,810 Building $1,281,746 | |
| 2023 | $21,450 Land $6,600 Building $14,850 | $1,662,791 Land $511,628 Building $1,151,163 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 98 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 2 condo units |
| Nearby Flood Claims | 559 (1978–2023) |
| Claims Outside the SFHA | 44 of 559 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 223 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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