Westchester County and Rye City property record for 16 Ridgewood Dr, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 5 ba · 5,060 sqft · built 1923 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,100,000 (Jun 2019) |
| Tax Bill | $43,482 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-6-1-13 |
| Primary APN | 551400 146-6-1-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,060 sqft Living Area |
| 1st Floor Area | 5,060 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 37,026 sqft (0.85 acres) |
| Street Address | 16 RIDGEWOOD DR |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | RIDGEWOOD |
| Legal Block | 1 |
| Legal Lot Number | 13.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 RIDGEWOOD DR, RYE, NY 10580-1645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jun 5, 2019 | Bargain and Sale Deed, Transfer · ARM UBS BANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2019 · Amount on Record |
| Deed Sale | Jun 5, 2019 · Amount on Record |
| Prior Sale | Apr 6, 2009 · Amount on Record |
| Deed Document Number | 2019591073283 |
| Prior Transfer Date | Mar 10, 2009 |
| Prior Transfer Doc | 0490900563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 16 RIDGEWOOD DR, RYE, NY 10580-1645 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 16 RIDGEWOOD DR, RYE, NY 10580-1645 |
| Document Number | 0612154024 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 612154024 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 16 RIDGEWOOD DR, RYE, NY 10580-1645 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 16 RIDGEWOOD DR, RYE, NY 10580-1645 |
| Document Number | 0612154023 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 612154023 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jun 5, 2019 |
| Property Address | 16 RIDGEWOOD DR, RYE, NY 10580-1645 |
| Document Number | 0591073283 |
| Map Reference | MAP 2435 |
| Instrument Date | May 29, 2019 |
| Instrument | 591073283 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | BENCHMARK TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1375 BROADWAY6TH, 1375, NEW YORK, NY 10018 |
| Name | Verified Name |
|---|---|
| Address | 284 20TH ST # PH4, PH4, BROOKLYN, NY 11215-6357 |
| Document Number | 0591513258 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 591513258 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,482.00 (+8.95%) | ||
| 2025 | $39,911.00 | $34,300 (-) Land $13,250 Building $21,050 | $2,906,779 (+6.78%) Land $1,122,881 Building $1,783,898 |
| 2024 | $34,300 (-) Land $13,250 Building $21,050 | $2,722,222 (+2.38%) Land $1,051,587 Building $1,670,635 | |
| 2023 | $34,300 Land $13,250 Building $21,050 | $2,658,915 Land $1,027,132 Building $1,631,783 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 98 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 2 condo units |
| Nearby Flood Claims | 559 (1978–2023) |
| Claims Outside the SFHA | 44 of 559 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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