Westchester County and Rye City property record for 27 Ridgewood Dr, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,731 sqft · built 1919 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,500,000 (Nov 2018) |
| Tax Bill | $26,762 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-6-1-20 |
| Primary APN | 551400 146-6-1-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,731 sqft Living Area |
| 1st Floor Area | 1,316 sqft |
| 2nd Floor Area | 1,415 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 22,651 sqft (0.52 acres) |
| Cooling System | Central |
|---|
| Street Address | 27 RIDGEWOOD DR |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | RIDGEWOOD |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| May 26, 2021 | Deed of Trust, Mortgage · VA Mortgage CITIBANK NA |
| Nov 19, 2018 | Bargain and Sale Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2018 · Amount on Record |
| Deed Sale | Nov 19, 2018 · Amount on Record |
| Deed Document Number | 2018582183533 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 27 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 27 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Document Number | 0621783212 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 621783212 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 27 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | TITLEVEST AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0611463056 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 611463056 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jul 1, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Nov 19, 2018 |
| Property Address | 27 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Document Number | 0582183533 |
| Map Reference | MAP2435 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 582183533 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | FUTURE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 RIDGEWOOD DR, 27, RYE, NY 10580-1621 |
| Name | Verified Name |
|---|---|
| Address | 19 ONEIDA ST, RYE, NY 10580-1717 |
| Document Number | 0582743101 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 582743101 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2048 |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,762.00 | $23,000 (-) Land $6,900 Building $16,100 | $1,949,153 (+6.78%) Land $584,746 Building $1,364,407 |
| 2024 | $23,000 (-) Land $6,900 Building $16,100 | $1,825,397 (+2.38%) Land $547,619 Building $1,277,778 | |
| 2023 | $23,000 Land $6,900 Building $16,100 | $1,782,946 Land $534,884 Building $1,248,062 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 98 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 2 condo units |
| Nearby Flood Claims | 559 (1978–2023) |
| Claims Outside the SFHA | 44 of 559 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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