Westchester County and Rye City property record for 15 Ridgewood Dr, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 4,636 sqft · built 1925 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Feb 2017) |
| Tax Bill | $43,102 (2026) |
| Deeds & Mortgages | Feb 2017 Loan Modification Feb 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-6-1-23 |
| Primary APN | 551400 146-6-1-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,636 sqft Living Area |
| 1st Floor Area | 2,445 sqft |
| 2nd Floor Area | 1,743 sqft |
| Upper Floors Area | 448 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 30,056 sqft (0.69 acres) |
| Cooling System | Central |
|---|
| Street Address | 15 RIDGEWOOD DR |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | RIDGEWOOD |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 7700 |
15 Ridgewood Dr is owned and occupied by two individuals who bought it in February 2017.
Source: Westchester County and Rye City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2017 | Loan Modification, Mortgage CITIBANK |
| Feb 10, 2017 | Bargain and Sale Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2017 · Amount on File |
| Deed Sale | Feb 10, 2017 · Amount on File |
| Prior Sale | Jul 6, 2010 · Amount on File |
| Deed Document Number | 2017570253632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 15 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Document Number | 0570393606 |
| Instrument Date | Feb 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|---|
| Address | 401 E 89TH ST NEW YORK NY 101286763, NEW YORK, NY 10128-6763 |
| Document Number | 0570393606 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 057039/003606 |
| Name | CITIBANK |
|---|---|
| Type | Federal Savings Bank |
| Address | DARDENNE PRAIRIE, MO 63368-2240 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 9, 2047 |
| Rate | 3.12% |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Feb 10, 2017 |
| Property Address | 15 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Document Number | 0570253632 |
| Instrument Date | Feb 3, 2017 |
| Instrument | 570253632 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $5,294.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 RIDGEWOOD DR, 15 |
| Name | Verified Name |
|---|---|
| Address | 401 E 89TH ST # 9JH, 9JH, NEW YORK, NY 10128-6763 |
The 2026 property tax bill for 15 Ridgewood Dr was $43,102, up 8.9% from the year before.
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,102.00 (+8.95%) | ||
| 2025 | $39,562.00 | $34,000 (-) Land $7,600 Building $26,400 | $2,881,356 (+6.78%) Land $644,068 Building $2,237,288 |
| 2024 | $34,000 (-) Land $7,600 Building $26,400 | $2,698,413 (+2.38%) Land $603,175 Building $2,095,238 | |
| 2023 | $34,000 Land $7,600 Building $26,400 | $2,635,659 Land $589,147 Building $2,046,512 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 15 Ridgewood Dr in Zone X, an area of minimal flood risk, though there have been 559 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 98 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 2 condo units |
| Nearby Flood Claims | 559 (1978–2023) |
| Claims Outside the SFHA | 44 of 559 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Ridgewood Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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