Westchester County and Rye City property record for 11 Ridgewood Dr, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 3,328 sqft · built 1925 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,285,000 (Jan 2023) |
| Tax Bill | $34,387 (2026) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Jan 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-6-1-21 |
| Primary APN | 551400 146-6-1-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,328 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| 2nd Floor Area | 1,179 sqft |
| Upper Floors Area | 525 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Colonial |
| Exterior Material | Stone |
| Lot Area | 23,522 sqft (0.54 acres) |
| Cooling System | Central |
|---|
| Street Address | 11 RIDGEWOOD DR |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | MAP OF RIDGEWOOD |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 7700 |
11 Ridgewood Dr is owned and occupied by two individuals who bought it in January 2023.
Source: Westchester County and Rye City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 13, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Jan 21, 2021 | Bargain and Sale Deed, Transfer FUTURE TITLE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2023 · Amount on File |
| Deed Sale | Jan 5, 2023 · Amount on File |
| Prior Sale | Jan 21, 2021 · Amount on File |
| Deed Document Number | 20233370 |
| Prior Transfer Date | Sep 27, 1999 |
| Prior Transfer Doc | 1242000080 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 5, 2023 |
| Property Address | 11 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Document Number | 0623083370 |
| Map Reference | MAP 2435 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 623083370 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2023 |
| Title Company | FUTURE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Name | Verified Name |
|---|---|
| Address | 2 JAMES WAY, RYE BROOK, NY 10573-1232 |
| Document Number | 0623563017 |
|---|---|
| Date | Jan 5, 2023 |
| Instrument | 623563017 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | Other |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 11 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0570123625 |
|---|---|
| Date | Jan 13, 2017 |
| Instrument | 570123625 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Jan 3, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 21, 2021 |
| Property Address | 11 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Document Number | 0610123635 |
| Map Reference | MAP 2435 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 610123635 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | FUTURE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $8,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 RIDGEWOOD DR, 11, RYE, NY 10580-1621 |
| Name | Verified Name |
|---|---|
| Address | 10 DOGWOOD LN, RYE, NY 10580-1704 |
The 2026 property tax bill for 11 Ridgewood Dr was $34,387, up 9% from the year before.
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,387.00 (+8.95%) | ||
| 2025 | $31,562.00 | $27,125 (-) Land $8,300 Building $18,825 | $2,298,729 (+6.78%) Land $703,390 Building $1,595,339 |
| 2024 | $27,125 (-) Land $8,300 Building $18,825 | $2,152,778 (+2.38%) Land $658,730 Building $1,494,048 | |
| 2023 | $27,125 Land $8,300 Building $18,825 | $2,102,713 Land $643,411 Building $1,459,302 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11 Ridgewood Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 98 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 2 condo units |
| Nearby Flood Claims | 559 (1978–2023) |
| Claims Outside the SFHA | 44 of 559 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Ridgewood Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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