Westchester County and Rye City property record for 19 Ridgewood Dr, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,652 sqft · built 1928 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,195,000 (Jun 2013) |
| Tax Bill | $34,925 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-6-1-25 |
| Primary APN | 551400 146-6-1-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,652 sqft Living Area |
| 1st Floor Area | 1,832 sqft |
| 2nd Floor Area | 1,220 sqft |
| Upper Floors Area | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 27,878 sqft (0.64 acres) |
| Street Address | 19 RIDGEWOOD DR |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | RIDGEWOOD |
| Legal Block | 1 |
| Legal Lot Number | 25.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 7700 |
19 Ridgewood Dr is owned and occupied by two individuals who bought it in June 2013.
Source: Westchester County and Rye City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 11, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2013 · Amount on File |
| Deed Sale | Jun 28, 2013 · Amount on File |
| Prior Sale | Dec 27, 2012 · Amount on File |
| Deed Document Number | 2013531653090 |
| Prior Transfer Date | Jun 1, 2012 |
| Prior Transfer Doc | 0522693093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 19 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Title Company | TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 19 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Document Number | 0613193655 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 613193655 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 19 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Title Company | TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 19 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Document Number | 0613193656 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 613193656 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 19 RIDGEWOOD DR, RYE, NY 10580-1621 |
| Document Number | 0582073220 |
| Instrument Date | Jul 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | DYNAMIC TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19 RIDGEWOOD DR RYE NY 105801621, RYE, NY 10580-1621 |
| Document Number | 0582073220 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 058207/003220 |
| Name | JPMORGAN CHASE BK NA |
|---|---|
| Address | WESTMONT, IL 60559 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 19 Ridgewood Dr was $34,925, up 8.9% from the year before.
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,925.00 (+8.95%) | ||
| 2025 | $32,057.00 | $27,550 (-) Land $11,400 Building $16,150 | $2,334,746 (+6.78%) Land $966,102 Building $1,368,644 |
| 2024 | $27,550 (-) Land $11,400 Building $16,150 | $2,186,508 (+2.38%) Land $904,762 Building $1,281,746 | |
| 2023 | $27,550 Land $11,400 Building $16,150 | $2,135,659 Land $883,721 Building $1,251,938 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 19 Ridgewood Dr in Zone X, an area of minimal flood risk, though there have been 559 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 98 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 2 condo units |
| Nearby Flood Claims | 559 (1978–2023) |
| Claims Outside the SFHA | 44 of 559 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Ridgewood Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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