2884 Ratterman Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 2884 Ratterman Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,994 sqft · built 1925
Lot Size	0.137 acres (6,011 sqft)
Owner	2 Owner Names on Record
Tax Bill	$3,009 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`208-0A57-0023-00`

Property Details

APN / Parcel Number

Primary APN	`208-0A57-0023-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,994 sqft Living Area
1st Floor Area	1,042 sqft
2nd Floor Area	952 sqft
Basement Area	1,042 sqft

Exterior

Year Built	Built 1925
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,011 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	81 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	2884 RATTERMAN AVE
City	CINCINNATI
State	OH
Zip	45211-7002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2884 RATTERMAN AVE 50 X 120 PT LOT 21 F D RATTERMANN
Legal Subdivision	RATTERMAN
Legal Lot Number	21
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2004
Census Tract	10202

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2884 RATTERMAN AVE, CINCINNATI, OH 45211-7002
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit KEMBA CREDIT UNION INC
May 3, 2021	Deed of Trust, Mortgage · Line of Credit NEW HORIZONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Dec 17, 2014
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2884 RATTERMAN AVE, CINCINNATI, OH 45211-7002
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2884 RATTERMAN AVE, CINCINNATI, OH 45211-7002

Mortgage

Document Number	0000045042
Date	Jun 30, 2023
Book Page	14948/143
Instrument	2023-0045042

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2884 RATTERMAN AVE, CINCINNATI, OH 45211-7002
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054718
Date	May 3, 2021
Book Page	14409/2307
Instrument	2021-0054718

Lender

Name	NEW HORIZONS CU
Type	Credit Union
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jun 28, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,009.00 (+3.12%)	$48,727 (-) Land $6,615 Building $42,112
2024	$2,918.00 (-2.21%)	$48,727 (-) Land $6,615 Building $42,112
2023	$2,984.00 (+121.2%)	$48,727 (+148.24%) Land $6,615 Building $42,112	$139,220 (+148.25%) Land $18,900 Building $120,320
2022	$1,349.00 Homeowner's exemption	$19,629 Land $5,373 Building $14,256
2020			$56,080 Land $15,350 Building $40,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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