2876 Ratterman Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 2876 Ratterman Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,246 sqft · built 1955
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Jul 2018)
Tax Bill	$3,661 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`208-0A57-0056-00`

Property Details

APN / Parcel Number

Primary APN	`208-0A57-0056-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	1,246 sqft
Basement Area	1,300 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1955
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2876 RATTERMAN AVE
City	CINCINNATI
State	OH
Zip	45211-7002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RATTERMAN AVE 50 X 130 PT LOT 23 F D RATTERMAN
Legal Subdivision	RATTERMAN
Legal Lot Number	23
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2004
Census Tract	10202

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2876 RATTERMAN AVE, CINCINNATI, OH 45211-7002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed of Trust, Mortgage · Conventional with PMI PNC BK
Jul 25, 2018	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Apr 12, 2017	Deed, Transfer · Conventional Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2018 · Amount on Record
Deed Sale	Jul 25, 2018 · Amount on Record
Prior Sale	Apr 12, 2017 · Amount on Record
Deed Document Number	0000004252
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2876 RATTERMAN AVE, CINCINNATI, OH 45211-7002
Document Number	0000009899
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2876 RATTERMAN AVE CINCINNATI OH 452117002, CINCINNATI, OH 45211-7002

Mortgage

Document Number	0000009899
Date	Jan 29, 2020
Book Page	014093/001323
Instrument	9899

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 25, 2018
Property Address	2876 RATTERMAN AVE, CINCINNATI, OH 45211-7002
Document Number	0000004252
Map Reference	MB16 PG11
Instrument Date	Jul 23, 2018
Instrument	18-0064252
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2876 RATTERMAN AVE, CINCINNATI, OH 45211-7002

Mortgage

Document Number	0000004253
Date	Jul 25, 2018
Instrument	18-0064253

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 12, 2017
Property Address	2876 RATTERMAN AVE, CINCINNATI, OH 45211-7002
Document Number	0000032097
Book / Page	13394 / 00126
Map Reference	PB 16 PG 11
Instrument Date	Mar 31, 2017
Instrument	17-0032097
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3151 HIGHLAND POINTE DR, OWENSBORO, KY 42303-7836

Mortgage

Document Number	, 17-0032098
Date	Apr 12, 2017
Instrument	17-0032098

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,661.00 (+3.13%)	$59,329 (-) Land $6,909 Building $52,420
2024	$3,550.00 (-2.2%)	$59,329 (-) Land $6,909 Building $52,420
2023	$3,630.00 (+10.17%)	$59,329 (+22.83%) Land $6,909 Building $52,420	$169,510 (+22.83%) Land $19,740 Building $149,770
2022	$3,295.00 Homeowner's exemption	$48,301 Land $5,611 Building $42,690
2020			$138,000 Land $16,030 Building $121,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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