2880 Ratterman Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 2880 Ratterman Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1954
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Aug 2022)
Tax Bill	$3,339 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`208-0A57-0051-00`

Property Details

APN / Parcel Number

Primary APN	`208-0A57-0051-00`
Alternative APN	`17561751`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	2,600 sqft
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2880 RATTERMAN AVE
City	CINCINNATI
State	OH
Zip	45211-7002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	RATTERMAN AVE 50 X 130 PT LOT 22 F D RATTERMAN SUB
Legal Subdivision	RATTERMAN SUB
Legal Lot Number	22
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2004
Census Tract	10202

Owner

2880 Ratterman Ave is owned by an individual who bought it in August 2022.

Source: Hamilton County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	1004 GREEN MEADOW LN, SMYRNA, TN 37167-5860
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Jul 1, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 1, 2019	Loan Modification, Mortgage · Conventional Mortgage US BK
Feb 21, 2017	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2022 · Amount on File
Deed Sale	Aug 17, 2022 · Amount on File
Prior Sale	Jul 15, 2015 · Amount on File
Deed Document Number	202279926
Deed Book / Page	14732 / 1265
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 17, 2022
Property Address	2880 RATTERMAN AVE, CINCINNATI, OH 45211-7002
Document Number	0000079926
Book / Page	14732 / 1265
Map Reference	MB 16 PG 11
Instrument Date	Aug 1, 2022
Instrument	2022-0079926
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 GREEN MEADOW LN, SMYRNA, TN 37167-5860

Mortgage

Document Number	0000079927
Date	Aug 17, 2022
Instrument	2022-0079927

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2880 RATTERMAN AVE, CINCINNATI, OH 45211-7002
Document Number	0000063596
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2880 RATTERMAN AVE CINCINNATI OH 452117002, CINCINNATI, OH 45211-7002

Mortgage

Document Number	0000063596
Date	Aug 5, 2019
Book Page	013973/000038
Instrument	63596

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	2880 RATTERMAN AVE, CINCINNATI, OH 45211-7002
Document Number	0000063595
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2880 RATTERMAN AVE CINCINNATI OH 452117002, CINCINNATI, OH 45211-7002

Mortgage

Document Number	0000063595
Date	Aug 5, 2019
Book Page	013973/000028
Instrument	63595

Lender

Name	US BK
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2880 RATTERMAN AVE, CINCINNATI, OH 45211-7002
Document Number	0000023400
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2880 RATTERMAN AVE OH, OH

Mortgage

Document Number	0000023400
Date	Mar 16, 2017
Book Page	013375/000631
Instrument	23400

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	COLUMBUS, OH 43215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Mar 15, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2880 Ratterman Ave was $3,339, down 0.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,339.00 (-0.36%)	$56,000 (-) Land $6,909 Building $49,091	$160,000 Land $19,740 Building $140,260
2024	$3,351.00 (-2.22%)	$56,000 (-) Land $6,909 Building $49,091
2023	$3,427.00 (+19.03%)	$56,000 (+32.83%) Land $6,909 Building $49,091	$160,000 Land $19,740 Building $140,260
2022	$2,879.00 Homeowner's exemption	$42,158 Land $5,611 Building $36,547
2020			$120,450 Land $16,030 Building $104,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2880 Ratterman Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2880 Ratterman Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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