Brevard County property record for 2877 School Dr NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 960 sqft · built 1980 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $78,000 (Sep 2003) |
| Tax Bill | $1,722 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-23-00-783 |
| Primary APN | 28-37-23-00-783 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,746 sqft |
| 1st Floor Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 160 ft deep x 80 ft wide |
| View / Lot | Conservation / Protected Area |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 546 sqft |
| Deck Area | 372 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2832311 |
|---|---|
| Street Address | 2877 SCHOOL DR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-4274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | PART OF E 1/2 OF NE 1/4 OF SE 1/4 AS DES IN ORB 2221 PG 1565 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 23 |
| Legal Block | 783 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 65123 |
2877 School Dr NE is owned and occupied by two individuals who acquired it in June 2004.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2877 SCHOOL DR NE, PALM BAY, FL 32905-4274 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 17, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2003 · Amount on File |
| Deed Sale | Sep 3, 2003 · Amount on File |
| Deed Document Number | 2003271742 |
| Deed Book / Page | 5038 / 3800 |
| Last Transfer Date | Jun 12, 2004 |
| Transfer Doc | 0000189231 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2877 SCHOOL DR NE, PALM BAY, FL 32905-4274 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2591 SANDERLING ST, HAINES CITY, FL 33844-8437 |
| Document Number | 0104661180 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 10466/1180 |
| Instrument | 2025217062 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2877 SCHOOL DR NE, PALM BAY, FL 32905-4274 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2591 SANDERLING ST, HAINES CITY, FL 33844-8437 |
| Document Number | 0099712290 |
|---|---|
| Date | Jan 17, 2024 |
| Book Page | 9971/2290 |
| Instrument | 2024009529 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2877 SCHOOL DR NE, PALM BAY, FL 32905-4274 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Title Company | PENINSULA T&E SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 2877 SCHOOL DR NE, PALM BAY, FL 32905-4274 |
| Document Number | 0096521541 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 9652/1541 |
| Instrument | 2022265138 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2877 SCHOOL DR NE, PALM BAY, FL 32905-4274 |
| Document Number | 0079601866 |
| Book / Page | 007960 / 001866 |
| Instrument Date | Jul 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2877 SCHOOL DR NE PALM BAY FL 329054274, PALM BAY, FL 32905-4274 |
| Document Number | 0079601866 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | 007960/001866 |
| Instrument | 170435 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 13, 2032 |
The 2025 property tax bill for 2877 School Dr NE was $1,722 with exemptions applied.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,200 (+1.24%) | $210,020 (+0.78%) | |
| 2025 | $1,722.00 Homeowner's exemption Disabled Person's exemption Widower's exemption | $137,490 | $208,390 Land $77,000 Building $131,390 |
| 2023 | $1,538.00 (-51.97%) Homeowner's exemption Disabled Person's exemption Widower's exemption | $129,740 (+8.9%) | $196,620 (+10.93%) Land $60,500 Building $136,120 |
| 2022 | $3,202.00 Homeowner's exemption Disabled Person's exemption Widower's exemption | $119,140 | $177,240 Land $60,500 Building $116,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2877 School Dr NE in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 13 (1995–2017) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2877 School Dr NE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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