Brevard County property record for 2859 School Dr NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,775 sqft · built 1980 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Oct 2020) |
| Tax Bill | $6,024 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-23-00-778 |
| Primary APN | 28-37-23-00-778 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,775 sqft Living Area |
| Gross Area | 1,825 sqft |
| 1st Floor Area | 1,775 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 147 ft deep x 81 ft wide |
| View / Lot | Conservation / Protected Area |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 700 sqft |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2832306 |
|---|---|
| Street Address | 2859 SCHOOL DR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-4274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | PART OF SE 1/4 OF NE 1/4 OF SE 1/4 AS DES IN ORB 1943 PG 766 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 23 |
| Legal Subdivision | ACREAGE |
| Legal Block | 778 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 65123 |
2859 School Dr NE is owned and occupied by two individuals who bought it in October 2020.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2859 SCHOOL DR NE, PALM BAY, FL 32905-4274 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2019 | Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA |
| Oct 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Nov 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage SUPREME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2020 · Amount on File |
| Deed Sale | Oct 2, 2020 · Amount on File |
| Prior Sale | Jan 6, 2014 · Amount on File |
| Deed Document Number | 2020215816 |
| Deed Book / Page | 8873 / 1523 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2859 SCHOOL DR NE, PALM BAY, FL 32905-4274 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FEDERAL TITLE INS AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0085112158 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 8511/2158 |
| Instrument | 2019176038 |
| Name | COMMUNITY CU OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | ROCKLEDGE, FL 32955 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Oct 2, 2020 |
| Property Address | 2859 SCHOOL DR NE, PALM BAY, FL 32905-4274 |
| Document Number | 0088731523 |
| Book / Page | 8873 / 1523 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 2020215816 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | FLORIDA TTL & GUARANTEE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6005 US HIGHWAY 1202, 6005, ROCKLEDGE, FL 32955 |
| Name | Verified Name |
|---|---|
| Address | 2859 SCHOOL DR NE, PALM BAY, FL 32905-4274 |
| Document Number | 88731525 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 8873/1525 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2859 SCHOOL DR NE, PALM BAY, FL 32905-4274 |
| Document Number | 0080392042 |
| Book / Page | 008039 / 002042 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2859 SCHOOL DR NE PALM BAY FL 329054274, PALM BAY, FL 32905-4274 |
| Document Number | 0080392042 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 008039/002042 |
| Instrument | 250457 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 3, 2047 |
The 2025 property tax bill for 2859 School Dr NE was $6,024.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,590 (+2.48%) | $337,590 (+2.48%) | |
| 2025 | $6,024.00 | $329,410 Land $77,000 Building $252,410 | $329,410 Land $77,000 Building $252,410 |
| 2023 | $3,272.00 (+3.61%) Homeowner's exemption | $214,780 (+3%) | $283,820 (-8.34%) Land $60,500 Building $223,320 |
| 2022 | $3,158.00 Homeowner's exemption | $208,530 | $309,630 Land $60,500 Building $249,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2859 School Dr NE in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 13 (1995–2017) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2859 School Dr NE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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