2832 School Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2832 School Dr NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,075 sqft · built 1991
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Sep 2025)
Tax Bill$3,813 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-37-23-00-795

Property Details

APN / Parcel Number

Primary APN28-37-23-00-795
Alternative APNs
  • 28-37-23-00-00795.0-0000.00
  • 2851415

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,075 sqft Living Area
Gross Area2,657 sqft
1st Floor Area2,075 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2008
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions130 ft deep x 98 ft wide
Garage TypeAttached
Garage Area558 sqft

Exterior Amenities

PorchFlorida Room
Porch Area24 sqft
Deck Area854 sqft
Patio Area360 sqft
Pole Barn96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2851415
Street Address2832 SCHOOL DR NE
CityPALM BAY
StateFL
Zip32905-4246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal DescriptionPART OF E 1/2 OF NE 1/4 OF SE 1/4 AS DESC IN ORB 3096 PG 1766
Legal Range37E
Legal Township28S
Legal Section23
Legal Block795
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group4
Census Block4009
Census Tract65123

Owner

2832 School Dr NE is owned and occupied by two individuals who bought it in September 2025.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address2832 SCHOOL DR NE, PALM BAY, FL 32905-4246
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Warranty Deed, Transfer · Conventional Mortgage
PRESIDENTIAL BANK FSB
Mar 12, 2021Intrafamily Transfer, Transfer · VA Mortgage
TRUIST BANK
Dec 26, 2019Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
May 21, 2019Warranty Deed, Transfer
PENINSULA TITLE SERVICES, PENINSULA TITLE SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2025 · Amount on File
Deed SaleSep 16, 2025 · Amount on File
Prior SaleMar 12, 2021
Deed Document Number2025186005
Deed Book / Page10432 / 1090
Prior Transfer DateJan 4, 2021
Prior Transfer Doc0090490747
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateSep 16, 2025
Property Address2832 SCHOOL DR NE, PALM BAY, FL 32905-4246
Document Number0104321090
Book / Page10432 / 1090
Instrument DateSep 12, 2025
Instrument2025186005
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyPRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address825 BRIAR CREEK BLVD NE APT 104, 104, PALM BAY, FL 32905-5449

Transferred To (Grantee/Buyer)

NameVerified Name
Address2832 SCHOOL DR NE # NE, NE, PALM BAY, FL 32905-4246

Mortgage

Document Number0104321091
DateSep 16, 2025
Instrument10432/1091
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateMar 12, 2021
Property Address2832 SCHOOL DR NE, PALM BAY, FL 32905-4246
Document Number0090490747
Book / Page9049 / 747
Instrument DateJan 4, 2021
Instrument2021063553
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2832 SCHOOL DR NE, PALM BAY, FL 32905-4246

Mortgage

Document Number0009049749
DateMar 12, 2021
Instrument9049/749
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateDec 26, 2019
Property Address2832 SCHOOL DR NE, PALM BAY, FL 32905-4246
Document Number0086231148
Book / Page8623 / 1148
Instrument DateDec 20, 2019
Instrument2019279941
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyPENINSULAR TITLE COMPANY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2130 ISASA LN, 2130, MALABAR, FL 32950-3451

Transferred To (Grantee/Buyer)

NameVerified Name
Address2832 SCHOOL DR NE, PALM BAY, FL 32905-4246
InvestorPossibly a Property Investor

Mortgage

Document Number0086231149
DateDec 26, 2019
Instrument8623/1149
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMay 21, 2019
Property Address2832 SCHOOL DR NE, PALM BAY, FL 32905-4246
Document Number0084432305
Book / Page008443 / 002305
Instrument DateMay 16, 2019
Instrument108589
Transaction TypeTransfer
Record UpdatedJul 3, 2019
Title CompanyPENINSULA TITLE SERVICES, PENINSULA TITLE SVCS

Transaction

AmountAmount on Record
Tax$931.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2130 ISASA LN MALABAR FL 329503451, MALABAR, FL 32950-3451

Tax Assessment & Valuation

The 2025 property tax bill for 2832 School Dr NE was $3,813, up 2.6% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$380,570 (+47.06%)$380,570 (-0.06%)
2025$3,813.00 (+2.56%) Homeowner's exemption Veteran's exemption Widower's exemption$258,790 (+2.9%)$380,800 (-4.9%)
2024$3,718.00 (+2.4%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$251,500 (+3%)$400,410 (+15.92%) Land $77,000 Building $323,410
2023$3,631.00 (+1.2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$244,180 (+3%)$345,410 (-5.73%) Land $60,500 Building $284,910
2022$3,588.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$237,070$366,400 Land $60,500 Building $305,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2832 School Dr NE in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 57 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims13 (1995–2017)
Claims Outside the SFHA6 of 13
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 2 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Erin, Aug 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2832 School Dr NE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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