Brevard County property record for 2824 School Dr NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,816 sqft · built 1982 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Feb 2022) |
| Tax Bill | $4,275 (2025) |
| Deeds & Mortgages | Jul 2024 Second Mortgage Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-23-00-758 |
| Primary APN | 28-37-23-00-758 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| Gross Area | 2,796 sqft |
| 1st Floor Area | 1,816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 130 ft deep x 97 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | Deck Area |
| Patio Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2832287 |
|---|---|
| Street Address | 2824 SCHOOL DR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-4246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | PART OF E 1/2 OF NE 1/4 OF SE 1/4 AS DESC IN ORB 3404 PG 2951 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 23 |
| Legal Block | 758 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 65123 |
2824 School Dr NE is owned and occupied by an individual who bought it in February 2022.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2824 SCHOOL DR NE, PALM BAY, FL 32905-4246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Feb 18, 2022 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Apr 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2022 · Amount on File |
| Deed Sale | Feb 18, 2022 · Amount on File |
| Prior Sale | Apr 23, 2021 · Amount on File |
| Deed Document Number | 202242796 |
| Deed Book / Page | 9420 / 1011 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2824 SCHOOL DR NE, PALM BAY, FL 32905-4246 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2824 SCHOOL DR NE, PALM BAY, FL 32905-4246 |
| Document Number | 0101110933 |
|---|---|
| Date | Jul 17, 2024 |
| Book Page | 10111/933 |
| Instrument | 2024144434 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Feb 18, 2022 |
| Property Address | 2824 SCHOOL DR NE, PALM BAY, FL 32905-4246 |
| Document Number | 0094201011 |
| Book / Page | 9420 / 1011 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 2022042796 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | ATYPICAL TITLE INC, ATYPICAL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1100 POCATELLA DR, BAREFOOT BAY, FL 32976-7034 |
| Name | Verified Name |
|---|---|
| Address | 2824 SCHOOL DR NE, PALM BAY, FL 32905-4246 |
| Document Number | 0094201013 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 9420/1013 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 23, 2021 |
| Property Address | 2824 SCHOOL DR NE, PALM BAY, FL 32905-4246 |
| Document Number | 0090972894 |
| Book / Page | 9097 / 2894 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021104760 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Title Company | AURORA TITLE ESCROW/BREVARD IN, AURORA T&E OF BREVARD INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,477.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1035 ZANE ST, ZANESVILLE, OH 43701-3888 |
| Name | Verified Name |
|---|---|
| Address | 2824 SCHOOL DR NE, PALM BAY, FL 32905-4246 |
| Document Number | 0090972895 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 9097/2895 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 2824 School Dr NE was $4,275 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,740 (+2.7%) | $311,080 (+4.83%) | |
| 2025 | $4,275.00 Homeowner's exemption | $274,340 | $296,760 Land $77,000 Building $219,760 |
| 2023 | $4,087.00 (-22.27%) Homeowner's exemption | $258,850 (-7.02%) Land $60,500 Building $198,350 | $258,850 (-7.02%) Land $60,500 Building $198,350 |
| 2022 | $5,258.00 | $278,390 Land $60,500 Building $217,890 | $278,390 Land $60,500 Building $217,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2824 School Dr NE in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 13 (1995–2017) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2824 School Dr NE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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