2806 School Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2806 School Dr NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,066 sqft · built 1974
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Tax Bill$451 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-23-00-771

Property Details

APN / Parcel Number

Primary APN28-37-23-00-771
Alternative APNs
  • 28-37-23-00-00771.0-0000.00
  • 2832300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,066 sqft Living Area
Gross Area1,204 sqft
1st Floor Area1,066 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2000
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions130 ft deep x 75 ft wide

Exterior Amenities

PorchFinished/Open Porch
Porch Area48 sqft
Patio Area48 sqft
Utility Building90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2832300
Street Address2806 SCHOOL DR NE
CityPALM BAY
StateFL
Zip32905-4246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal DescriptionPART OF SE 1/4 OF NE 1/4 OF SE 1/4 AS DES IN ORB 1464 PG 1036
Legal Range37E
Legal Township28S
Legal Section23
Legal Block771
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group4
Census Block4009
Census Tract65123

Owner

2806 School Dr NE is owned and occupied by two individuals.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address2806 SCHOOL DR NE, PALM BAY, FL 32905-4246
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address2806 SCHOOL DR NE, PALM BAY, FL 32905-4246
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0090201960
DateFeb 18, 2021
Book Page9020/1960
Instrument2021040938
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2806 School Dr NE was $451 with exemptions applied.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$54,190 (+2.69%)$182,180 (+0.71%)
2025$451.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$52,770$180,900 Land $77,000 Building $103,900
2023$525.00 (+5.42%) Homeowner's exemption$49,800 (+3%)$168,660 (+11.14%) Land $60,500 Building $108,160
2022$498.00 Homeowner's exemption$48,350$151,760 Land $60,500 Building $91,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2806 School Dr NE in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 57 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims13 (1995–2017)
Claims Outside the SFHA6 of 13
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 2 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Erin, Aug 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2806 School Dr NE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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