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2860 School Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2860 School Dr NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,000 sqft · built 1983
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$149,000 (May 2018)
Tax Bill$1,526 (2025)
Deeds & MortgagesAug 2020 Line of Credit
May 2018 Sale
Flood ZoneZone X (minimal risk)
APN28-37-23-00-790

Property Details

APN / Parcel Number

Primary APN28-37-23-00-790
Alternative APNs
  • 28-37-23-00-00790.0-0000.00
  • 2832319

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,000 sqft Living Area
Gross Area1,595 sqft
1st Floor Area1,000 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions120 ft deep x 75 ft wide
Garage TypeAttached
Garage Area325 sqft
PorchFinished/Open Porch
Porch Area270 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2832319
Street Address2860 SCHOOL DR NE
CityPALM BAY
StateFL
Zip32905-4246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal DescriptionPART OF E 1/2 OF NE 1/4 OF SE 1/4 AS DES IN ORB 2444 PG 1944
Legal Range37E
Legal Township28S
Legal Section23
Legal SubdivisionACREAGE
Legal Block790
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group4
Census Block4009
Census Tract65123

Owner

2860 School Dr NE is owned and occupied by an individual who bought it in May 2018.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address2860 SCHOOL DR NE, PALM BAY, FL 32905-4246
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
May 8, 2018Warranty Deed, Transfer
SUPREME TITLE CLOSINGS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2018 · Amount on File
Deed SaleMay 8, 2018 · Amount on File
Prior SaleMay 28, 2015 · Amount on File
Deed Document Number2018103625
Deed Book / Page8159 / 1010
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address2860 SCHOOL DR NE, PALM BAY, FL 32905-4246
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address2860 SCHOOL DR NE, PALM BAY, FL 32905-4246

Mortgage

Document Number0088370534
DateAug 27, 2020
Book Page8837/534
Instrument2020184807
Lender
NameTRUIST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 26, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMay 8, 2018
Property Address2860 SCHOOL DR NE, PALM BAY, FL 32905-4246
Document Number0081591010
Book / Page008159 / 001010
Instrument DateMay 4, 2018
Instrument103625
Transaction TypeTransfer
Record UpdatedMay 30, 2018
Title CompanySUPREME TITLE CLOSINGS LLC

Transaction

AmountAmount on Record
Tax$1,043.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2860 SCHOOL DR NE PALM BAY FL 329054246, PALM BAY, FL 32905-4246

Tax Assessment & Valuation

The 2025 property tax bill for 2860 School Dr NE was $1,526 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$125,510 (+2.69%)$208,160 (+1.87%)
2025$1,526.00 Homeowner's exemption$122,220$204,330 Land $77,000 Building $127,330
2023$1,433.00 (+5.68%) Homeowner's exemption$115,330 (+2.99%)$190,580 (+16.01%) Land $60,500 Building $130,080
2022$1,356.00 Homeowner's exemption$111,980$164,280 Land $60,500 Building $103,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2860 School Dr NE in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 57 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims13 (1995–2017)
Claims Outside the SFHA6 of 13
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 2 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Erin, Aug 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2860 School Dr NE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber		10,000 / 10,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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