28709 Iris Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 28709 Iris Dr, Chesterfield, MI 48047

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,666 sqft · built 2005
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Dec 2016)
Tax Bill	$5,199 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`15-09-29-229-045`

Property Details

APN / Parcel Number

Primary APN	`15-09-29-229-045`
Alternative APN	`0929229045`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,666 sqft Living Area
1st Floor Area	1,635 sqft
Basement Area	1,635 sqft
Unfinished Basement	1,635 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Ranch
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	117 ft deep x 60.7 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28709 IRIS DR
City	CHESTERFIELD
State	MI
Zip	48047-5419
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1B RES
Legal Description	4TH AMEND CLOVER ESTATES CONDOMINIUM LIBER 14779 PAGE 796 M.C.C.P 499 UNIT 45
Legal Subdivision	AMEND CLOVER ESTATES
Legal Unit	45
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2013
Census Tract	221200

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28709 IRIS DR, CHESTERFIELD, MI 48047-5419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MORTGAGE LLC
Jan 23, 2018	Loan Modification, Mortgage MOTIVE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2016 · Amount on Record
Deed Sale	Dec 27, 2016 · Amount on Record
Deed Document Number	20166151488
Deed Book / Page	24467 / 64
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28709 IRIS DR, CHESTERFIELD, MI 48047-5419
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28709 IRIS DR 45, 45, CHESTERFIELD, MI 48047-5419

Mortgage

Document Number	2300000114
Date	Jan 3, 2023
Book Page	28953/646
Instrument	202300000114

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MACOMB MI
Property Address	28709 IRIS DR, CHESTERFIELD, MI 48047-5419
Document Number	0000027712
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28709 IRIS DR #45 CHESTERFIELD MI 480475419, 45, CHESTERFIELD, MI 48047-5419

Mortgage

Document Number	0000027712
Date	Mar 15, 2018
Book Page	025259/000745
Instrument	27712

Lender

Name	MOTIVE LNDG
Address	LAKE ZURICH, IL 60047

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,700 (+14.94%)	$335,400 (+14.94%)
2025	$5,199.00 (+14.09%)
2023		$145,900	$291,800
2022	$4,557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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