28684 Iris Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 28684 Iris Dr, Chesterfield, MI 48047

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,623 sqft · built 2004
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (Sep 2015)
Tax Bill	$4,680 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-09-29-229-089`

Property Details

APN / Parcel Number

Primary APN	`15-09-29-229-089`
Alternative APN	`0929229089`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,623 sqft Living Area
1st Floor Area	1,593 sqft
Basement Area	1,593 sqft
Unfinished Basement	1,593 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Ranch
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	115 ft deep x 62.7 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28684 IRIS DR
City	CHESTERFIELD
State	MI
Zip	48047-5418
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1B RES
Legal Description	4TH AMEND CLOVER ESTATES CONDOMINIUM LIBER 14779 PAGE 796 M.C.C.P 499 UNIT 89
Legal Subdivision	AMEND CLOVER ESTATES
Legal Unit	89
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2013
Census Tract	221200

Owner

28684 Iris Dr, a condominium, is owned and occupied by two individuals who bought it in September 2015.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28684 IRIS DR, CHESTERFIELD, MI 48047-5418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit FREESTAR FINANCIAL CREDIT UNION
Jun 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 14, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL MACOMB COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2015 · Amount on File
Deed Sale	Sep 17, 2015 · Amount on File
Deed Document Number	20155115701
Deed Book / Page	23623 / 698
Prior Transfer Date	Sep 11, 2015
Prior Transfer Doc	0000113976
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jul 28, 2026
Property Address	28684 IRIS DR, CHESTERFIELD, MI 48047-5418
Document Number	0000071333
Book / Page	30781 / 829
Instrument Date	Jun 12, 2026
Instrument	202671333
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	VANGUARD TITLE COMPANY, VANGUARD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28684 IRIS DR, CHESTERFIELD, MI 48047-5418

Mortgage

Document Number	0000071333,
Date	Jul 28, 2026
Book Page	30781/829
Instrument	202671333

Lender

Name	FREESTAR FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 2, 2026
Property Address	28684 IRIS DR, CHESTERFIELD, MI 48047-5418
Document Number	2600052066
Book / Page	30689 / 701
Instrument Date	Jun 2, 2026
Instrument	202652066
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28684 IRIS DR, CHESTERFIELD, MI 48047-5418

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28684 IRIS DR, CHESTERFIELD, MI 48047-5418
Transaction Type	Mortgage
Record Updated	Mar 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26684 IRIS DRIVE, CHESTERFIELD, MI 48047

Mortgage

Document Number	2300019595
Date	Mar 14, 2023
Book Page	29040/606
Instrument	202300019595

Lender

Name	CENTRAL MACOMB COMMUNITY CU
Type	Credit Union
Address	MOUNT CLEMENS, MI 48046

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 13, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 28684 Iris Dr was $4,680 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,800 (+2.07%)	$325,600 (+2.07%)
2025	$4,680.00 Homeowner's exemption	$159,500	$319,000
2023		$141,000	$282,000
2022	$4,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28684 Iris Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28684 Iris Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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