28720 Iris Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 28720 Iris Dr, Chesterfield, MI 48047

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,697 sqft · built 2005
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jan 2016)
Tax Bill	$4,892 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-09-29-229-086`

Property Details

APN / Parcel Number

Primary APN	`15-09-29-229-086`
Alternative APN	`0929229086`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,697 sqft Living Area
1st Floor Area	1,667 sqft
Basement Area	1,667 sqft
Unfinished Basement	1,667 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Ranch
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	115 ft deep x 62.7 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28720 IRIS DR
City	CHESTERFIELD
State	MI
Zip	48047-5418
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1B RES
Legal Description	4TH AMEND CLOVER ESTATES CONDOMINIUM LIBER 14779 PAGE 796 M.C.C.P 499 UNIT 86
Legal Subdivision	AMEND CLOVER ESTATES
Legal Unit	86
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2013
Census Tract	221200

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28720 IRIS DR, CHESTERFIELD, MI 48047-5418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2016 · Amount on Record
Deed Sale	Jan 11, 2016 · Amount on Record
Deed Document Number	20166003915
Deed Book / Page	23812 / 404
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28720 IRIS DR, CHESTERFIELD, MI 48047-5418
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28720 IRIS DR, CHESTERFIELD, MI 48047-5418

Mortgage

Document Number	2300078830
Date	Sep 15, 2023
Book Page	29298/490
Instrument	202300078830

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28720 IRIS DR, CHESTERFIELD, MI 48047-5418
Transaction Type	Mortgage
Record Updated	Jul 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28720 IRIS DR, CHESTERFIELD, MI 48047-5418

Mortgage

Document Number	2102170161
Date	Apr 30, 2021
Book Page	27654/198
Instrument	202102170161

Lender

Name	SUPERIOR NATIONAL BANK
Type	Bank
Address	HANCOCK, MI 49930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,400 (+15.08%)	$338,800 (+15.08%)
2025	$4,892.00 (+14.09%)
2023		$147,200	$294,400
2022	$4,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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