28685 Iris Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 28685 Iris Dr, Chesterfield, MI 48047

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,678 sqft · built 2005
Lot Size	0.221 acres (9,627 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (Aug 2005)
Tax Bill	$4,010 (2025)
Deeds & Mortgages	Jul 2019 Second Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-09-29-229-043`

Property Details

APN / Parcel Number

Primary APN	`15-09-29-229-043`
Alternative APN	`0929229043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,678 sqft Living Area
1st Floor Area	1,646 sqft
Basement Area	1,646 sqft
Unfinished Basement	1,646 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Ranch
Lot Area	9,627 sqft (0.221 acres)
Lot Dimensions	117 ft deep x 81.7 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28685 IRIS DR
City	CHESTERFIELD
State	MI
Zip	48047-5419
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1B RES
Legal Description	4TH AMEND CLOVER ESTATES CONDOMINIUM LIBER 14779 PAGE 796 M.C.C.P 499 UNIT 43
Legal Subdivision	AMEND CLOVER ESTATES
Legal Unit	43
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2013
Census Tract	221200

Owner

28685 Iris Dr, a condominium, is owned and occupied by an individual who acquired it in September 2005.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	28685 IRIS DR, CHESTERFIELD, MI 48047-5419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST STATE BANK
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2005 · Amount on File
Deed Sale	Aug 9, 2005 · Amount on File
Prior Sale	Aug 9, 2005 · Amount on File
Deed Document Number	20055142803
Deed Book / Page	16997 / 740
Last Transfer Date	Sep 23, 2005
Transfer Doc	0000178432
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28685 IRIS DR, CHESTERFIELD, MI 48047-5419
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076940
Date	Jul 10, 2019
Book Page	26064/310
Instrument	9076940

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 3, 2029

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28685 IRIS DR, CHESTERFIELD, MI 48047-5419
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060011
Date	May 21, 2020
Book Page	26720/772
Instrument	2060011

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 28685 Iris Dr was $4,010 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,700 (+2.48%)	$355,400 (+2.48%)
2025	$4,010.00 Homeowner's exemption	$173,400	$346,800
2023		$153,400	$306,800
2022	$3,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28685 Iris Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28685 Iris Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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