28732 Iris Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 28732 Iris Dr, Chesterfield, MI 48047

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,432 sqft · built 2017
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2019)
Tax Bill	$5,309 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-09-29-229-085`

Property Details

APN / Parcel Number

Primary APN	`15-09-29-229-085`
Alternative APN	`0929229085`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,432 sqft Living Area
1st Floor Area	1,402 sqft
Basement Area	1,402 sqft
Unfinished Basement	1,402 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	115 ft deep x 62.7 ft wide
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28732 IRIS DR
City	CHESTERFIELD
State	MI
Zip	48047-5418
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1B RES
Legal Description	4TH AMEND CLOVER ESTATES CONDOMINIUM LIBER 14779 PAGE 796 M.C.C.P 499 UNIT 85 `
Legal Subdivision	AMEND CLOVER ESTATES
Legal Unit	85
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2013
Census Tract	221200

Owner

28732 Iris Dr, a condominium, is owned and occupied by two individuals who bought it in October 2019.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28732 IRIS DR, CHESTERFIELD, MI 48047-5418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Oct 17, 2019	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU
May 2, 2017	Warranty Deed, Transfer ATA NATIONAL TITLE, ATA NAT'L TITLE
May 2, 2017	Warranty Deed, Construction Loan · Construction Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2019 · Amount on File
Deed Sale	Oct 17, 2019 · Amount on File
Prior Sale	May 2, 2017 · Amount on File
Deed Document Number	20199117340
Deed Book / Page	26268 / 969
Prior Transfer Date	Dec 23, 2015
Prior Transfer Doc	0000002113
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28732 IRIS DR, CHESTERFIELD, MI 48047-5418
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28732 IRIS DR, CHESTERFIELD, MI 48047-5418

Mortgage

Document Number	0000101249
Date	Jan 5, 2021
Book Page	27299/504
Instrument	2101249

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 17, 2019
Property Address	28732 IRIS DR, CHESTERFIELD, MI 48047-5418
Document Number	0000117340
Book / Page	026268 / 000969
Instrument Date	Oct 15, 2019
Instrument	117340
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3527 NORWOOD DR TRENTON MI 481833582, TRENTON, MI 48183-3582

Mortgage

Document Number	121081
Date	Oct 17, 2019
Book Page	026288/000606
Instrument	121081

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 2, 2017
Property Address	28732 IRIS DR, CHESTERFIELD, MI 48047-5418
Document Number	0000056967
Book / Page	024690 / 000347
Instrument Date	Apr 25, 2017
Instrument	56967
Transaction Type	Transfer
Record Updated	May 22, 2017
Title Company	ATA NATIONAL TITLE, ATA NAT'L TITLE

Transaction

Amount	Amount on Record
Tax	$473.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	45489 MARKET ST SHELBY TOWNSHIP MI 483156231, SHELBY TOWNSHIP, MI 48315-6231

May 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 2, 2017
Property Address	28732 IRIS DR, CHESTERFIELD, MI 48047-5418
Document Number	0000056968
Book / Page	024690 / 000349
Instrument Date	Apr 25, 2017
Instrument	56968
Transaction Type	Construction Loan
Record Updated	May 22, 2017
Title Company	ATA NATIONAL TITLE, ATA NAT'L TITLE

Transaction

Amount	Amount on Record
Tax	$473.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	50103 S ANGELO CT CHESTERFIELD MI 480474647, CHESTERFIELD, MI 48047-4647

Mortgage

Document Number	56969
Date	May 2, 2017
Book Page	024690/000352
Instrument	56969

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.99%

Tax Assessment & Valuation

The 2025 property tax bill for 28732 Iris Dr was $5,309 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,900 (+1.82%)	$335,800 (+1.82%)
2025	$5,309.00 Homeowner's exemption	$164,900	$329,800
2023		$150,000	$300,000
2022	$4,909.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28732 Iris Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28732 Iris Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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