28733 Iris Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 28733 Iris Dr, Chesterfield, MI 48047

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,640 sqft · built 2016
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Nov 2016)
Tax Bill	$5,724 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-09-29-229-047`

Property Details

APN / Parcel Number

Primary APN	`15-09-29-229-047`
Alternative APN	`0929229047`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft
Basement Area	1,640 sqft
Unfinished Basement	1,640 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	117 ft deep x 60.7 ft wide
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28733 IRIS DR
City	CHESTERFIELD
State	MI
Zip	48047-5419
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1B RES
Legal Description	4TH AMEND CLOVER ESTATES CONDOMINIUM LIBER 14779 PAGE 796 M.C.C.P 499 UNIT 47
Legal Subdivision	AMEND CLOVER ESTATES
Legal Unit	47
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2013
Census Tract	221200

Owner

28733 Iris Dr, a condominium, is owned and occupied by an individual who acquired it in August 2020.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	28733 IRIS DR, CHESTERFIELD, MI 48047-5419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Sep 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2016 · Amount on File
Deed Sale	Nov 30, 2016 · Amount on File
Prior Sale	Jan 8, 2016
Deed Document Number	20166139925
Deed Book / Page	24416 / 547
Last Transfer Date	Aug 21, 2020
Transfer Doc	0000106692
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28733 IRIS DR, CHESTERFIELD, MI 48047-5419
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28733 IRIS DR, CHESTERFIELD, MI 48047-5419

Mortgage

Document Number	2300079630
Date	Sep 19, 2023
Book Page	29301/892
Instrument	202300079630

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2033

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28733 IRIS DR, CHESTERFIELD, MI 48047-5419
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28733 IRIS DR, CHESTERFIELD, MI 48047-5419

Mortgage

Document Number	2102260069
Date	Oct 26, 2021
Book Page	28138/726
Instrument	202102260069

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Sep 8, 2020
Property Address	28733 IRIS DR, CHESTERFIELD, MI 48047-5419
Document Number	0000106692
Book / Page	26975 / 857
Map Reference	LB 17349 PG 236
Instrument Date	Aug 21, 2020
Instrument	2106692
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28733 IRIS DR, CHESTERFIELD, MI 48047-5419

Mortgage

Document Number	0000106693
Date	Sep 8, 2020
Instrument	2106693

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 28733 Iris Dr was $5,724 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,800 (+1.78%)	$377,600 (+1.78%)
2025	$5,724.00 Homeowner's exemption	$185,500	$371,000
2023		$158,900	$317,800
2022	$4,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28733 Iris Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28733 Iris Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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