Miami County property record for 185 E Loy Rd, Piqua, OH 45356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,413 sqft · built 1997 |
| Lot Size | 1.51 acres (66,081 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,217 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | J28-000490 |
| Primary APN | J28-000490 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,413 sqft Living Area |
| 1st Floor Area | 4,826 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 66,081 sqft (1.51 acres) |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 450 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 185 E LOY RD |
|---|---|
| City | PIQUA |
| State | OH |
| Zip | 45356-9290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-1-17 S CEN PT SW |
| Legal Range | 11 |
| Legal Township | 01 |
| Legal Section | 17 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | SPRINGCREEK |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 300100 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 185 E LOY RD, PIQUA, OH 45356-9290 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK |
| Sep 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 185 E LOY RD, PIQUA, OH 45356-9290 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007727 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2022OR-07727 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 16, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 185 E LOY RD, PIQUA, OH 45356-9290 |
| Document Number | 0000010740 |
| Instrument Date | Sep 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 185 E LOY RD PIQUA OH 453569290, PIQUA, OH 45356-9290 |
| Document Number | 0000010740 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 10740 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 185 E LOY RD, PIQUA, OH 45356-9290 |
| Document Number | 0000009911 |
| Instrument Date | Aug 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 185 E LOY RD PIQUA OH 453569290, PIQUA, OH 45356-9290 |
| Document Number | 0000009911 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 9911 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2048 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Springcreek Township |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,217.00 (+17.07%) Homeowner's exemption | $132,130 (+39.51%) Land $14,490 Building $117,640 | $377,500 (+39.5%) Land $41,400 Building $336,100 |
| 2024 | $3,602.00 (+13.48%) Homeowner's exemption | $94,710 (-) Land $10,990 Building $83,720 | |
| 2023 | $3,174.00 (-4.08%) Homeowner's exemption | $94,710 (-) Land $10,990 Building $83,720 | $270,600 (-) Land $31,400 Building $239,200 |
| 2022 | $3,309.00 Homeowner's exemption | $94,710 Land $10,990 Building $83,720 | $270,600 Land $31,400 Building $239,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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