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2840 Gemstone Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2840 Gemstone Cir, Pace, FL 32571 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage3,041 sqft Heated Area
Lot Size21,693 sqft (0.498 acres)
OccupancyOwner Occupied
Last Sale$382,775 (2019)
Tax Bill$469.00 (2024)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00K00-0200

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2840 GEMSTONE CIR, PACE, FL 32571-9808
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Dec 18, 2019Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2019 · Amount on Record
Deed SaleDec 18, 2019 · Amount on Record
Deed Doc Number201957027
Deed Book / Page3901 / 0612
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2840 GEMSTONE CIR, PACE, FL 32571-9808
Transaction TypeMortgage
Record UpdatedSep 15, 2021
Title CompanyKNIGHT BARRY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2840 GEMSTONE CIR, PACE, FL 32571-9808

Mortgage

Document Number0041671349
DateAug 24, 2021
Book Page4167/1349
Instrument202156856
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term341 Months
DueJan 01, 2050

December 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 18, 2019
Property Address2840 GEMSTONE CIR, PACE, FL 32571-9808
Document Number0039010612
Book / Page3901 / 0612
Map ReferenceMB 12 PG 75&76
Instrument DateNov 27, 2019
Instrument201957027
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 14, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,679.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address2840 GEMSTONE CIR, PACE, FL 32571-9808

Mortgage

Document Number0039010614
DateDec 18, 2019
Instrument3901/0614
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$469.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$341,999 (+3%)$480,143 (+3%) Land $80,000 Building $400,143
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$332,038$466,165 Land $70,000 Building $396,165

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN23-2N-30-0077-00K00-0200

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,041 sqft Heated Area
Gross Area4,167 sqft Gross Area
1st Floor3,818 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area21,693 sqft (0.498 acres)
Depth X Width1,750 ft x 1,240 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage Area777 sqft Garage
PorchOpen Porch
Porch Area349 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number232N30007700K000200
Street Address2840 GEMSTONE CIR
CityPACE
StateFL
Zip32571-9808
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PLANTATION PHASE 4-B LOT 20 BLK K AS DES IN OR 3901 PG 612
Legal Range30W
Legal Township02N
Legal Section23
Legal SubdivisionASHLEY PLANTATION
Legal Phase4
Legal BlockK
Legal Lot Number20
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1029
Census Tract10302

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