Santa Rosa County property record for 2851 Gemstone Cir, Pace, FL 32571 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 3,041 sqft Heated Area |
| Lot Size | 22,041 sqft (0.505 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $369,000 (2020) |
| Tax Bill | $4,225.00 (2024) |
| Primary APN | 23-2N-30-0077-00J00-0220 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,041 sqft Heated Area |
| Gross Area | 4,167 sqft Gross Area |
| 1st Floor | 3,818 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Custom/Decorative Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Masonry Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 22,041 sqft (0.505 acres) |
| Depth X Width | 1,750 ft x 1,260 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 777 sqft Garage |
| Porch | Open Porch |
| Porch Area | 349 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 232N30007700J000220 |
|---|---|
| Street Address | 2851 GEMSTONE CIR |
| City | PACE |
| State | FL |
| Zip | 32571-9808 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ASHLEY PLANTATION PHASE 4-B LOT 22 BLK J AS DES IN OR 3976 PG 1869 |
| Legal Range | 30W |
| Legal Township | 02N |
| Legal Section | 23 |
| Legal Subdivision | ASHLEY PLANTATION |
| Legal Phase | 4 |
| Legal Block | J |
| Legal Lot Number | 22 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 10302 |
Source: Santa Rosa County records · APN 23-2N-30-0077-00J00-0220
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2851 GEMSTONE CIR, PACE, FL 32571-9808 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 09, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage GULF WINDS FCU |
| Jul 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| May 21, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2020 · Amount on Record |
| Deed Sale | Jul 15, 2020 · Amount on Record |
| Prior Sale | May 21, 2019 · Amount on Record |
| Deed Doc Number | 202035115 |
| Deed Book / Page | 3976 / 1869 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2851 GEMSTONE CIR, PACE, FL 32571-9808 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2851 GEMSTONE CIR, PACE, FL 32571-9808 |
| Document Number | 0044491592 |
|---|---|
| Date | Nov 09, 2023 |
| Book Page | 4449/1592 |
| Instrument | 202350509 |
| Name | GULF WINDS FCU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32534 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Nov 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 15, 2020 |
| Property Address | 2851 GEMSTONE CIR, PACE, FL 32571-9808 |
| Document Number | 0039761869 |
| Book / Page | 3976 / 1869 |
| Map Reference | MB 12 PG 75&76 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 202035115 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | SURETY LAND TITLE OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,583.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 932 NAUTILUS CT, 932, PENSACOLA, FL 32507-4618 |
| Name | Verified Name |
|---|---|
| Address | 2851 GEMSTONE CIR, PACE, FL 32571-9808 |
| Document Number | 0039761870 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 3976/1870 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 21, 2019 |
| Property Address | 2851 GEMSTONE CIR, PACE, FL 32571-9808 |
| Document Number | 0038310733 |
| Book / Page | 3831 / 0733 |
| Map Reference | MB 12 PG 75&76 |
| Instrument Date | May 16, 2019 |
| Instrument | 201921081 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 02, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,581.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 2851 GEMSTONE CIR, PACE, FL 32571-9808 |
| Document Number | 0003831735 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 3831/735 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,225.00 (+1.46%) Homeowner's exemption | $368,338 (+3%) | $473,253 (+3.06%) Land $80,000 Building $393,253 |
| 2023 | $4,164.00 (+2.44%) Homeowner's exemption | $357,610 (+3%) | $459,203 (+7.48%) Land $70,000 Building $389,203 |
| 2022 | $4,065.00 Homeowner's exemption | $347,194 | $427,246 Land $48,000 Building $379,246 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,220 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures