Santa Rosa County property record for 2825 Gemstone Cir, Pace, FL 32571 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 3,391 sqft Living Area |
| Lot Size | 22,041 sqft (0.506 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $392,025 (2019) |
| Tax Bill | $6,119.00 (2025) |
Source: Santa Rosa County records · APN 23-2N-30-0077-00J00-0260
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2825 GEMSTONE CIR, MILTON, FL 32571-9808 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A |
| May 12, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 16, 2019 | Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2019 · Amount on Record |
| Deed Sale | Apr 16, 2019 · Amount on Record |
| Deed Doc Number | 201915073 |
| Deed Book / Page | 3820 / 602 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 26, 2026 |
| Property Address | 2825 GEMSTONE CIR, MILTON, FL 32571-9808 |
| Document Number | 0000026312 |
| Book / Page | 4748 / 1 |
| Instrument Date | May 14, 2026 |
| Instrument | 202626312 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2825 GEMSTONE CIR, MILTON, FL 32571-9808 |
| Document Number | 0000026312, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 4748/1 |
| Instrument | 202626312 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2825 GEMSTONE CIR, PACE, FL 32571-9808 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2825 GEMSTONE CIR, PACE, FL 32571-9808 |
| Document Number | 0041170156 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 4117/156 |
| Instrument | 202131542 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 16, 2019 |
| Property Address | 2825 GEMSTONE CIR, PACE, FL 32571-9808 |
| Document Number | 0038200602 |
| Book / Page | 3820 / 0602 |
| Map Reference | MB 12 PG 75&76 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 201915073 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 02, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,744.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 2825 GEMSTONE CIR, PACE, FL 32571-9808 |
| Document Number | 0003820604 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 3820/604 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,119.00 (+1.01%) | $491,932 (-2.14%) Land $80,000 Building $411,932 | $491,932 (-2.14%) Land $80,000 Building $411,932 |
| 2024 | $6,058.00 (+1.82%) | $502,673 (+2.94%) Land $80,000 Building $422,673 | $502,673 (+2.94%) Land $80,000 Building $422,673 |
| 2023 | $5,950.00 (+7%) | $488,319 (+5.69%) Land $70,000 Building $418,319 | $488,319 (+5.69%) Land $70,000 Building $418,319 |
| 2022 | $5,561.00 | $462,032 | $462,032 Land $48,000 Building $414,032 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,220 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 23-2N-30-0077-00J00-0260 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,391 sqft Living Area |
| Gross Area | 4,541 sqft Gross Area |
| 1st Floor | 3,055 sqft 1st Floor |
| Upper Floors | 336 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 22,041 sqft (0.506 acres) |
| Depth X Width | 175 ft x 126 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 777 sqft Garage |
| Porch Area | 373 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 2825 GEMSTONE CIR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-9808 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ASHLEY PLANTATION PHASE 4-B LOT 26 BLK J AS DES IN OR 3820 PG 602 |
| Legal Range | 30W |
| Legal Township | 2N |
| Legal Section | 23 |
| Legal Subdivision | ASHLEY PLANTATION |
| Legal Block | J |
| Legal Lot Number | 26 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 10302 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures