2831 Gemstone Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2831 Gemstone Cir, Pace, FL 32571 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2019
Square Footage	3,303 sqft Heated Area
Lot Size	32,147 sqft (0.737 acres)
Occupancy	Owner Occupied
Last Sale	$392,825 (2019)
Tax Bill	$4,369.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`23-2N-30-0077-00J00-0250`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,303 sqft Heated Area
Gross Area	4,483 sqft Gross Area
1st Floor	4,117 sqft 1st Floor
Upper Floors	336 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Custom/Decorative Interior Structure

Exterior

Year Built	Built 2019
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Foundation Type	Masonry Foundation
Roof Material	Shingle Roof
Lot Area	32,147 sqft (0.737 acres)
Depth X Width	2,070 ft x 870 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Area	864 sqft Garage
Porch	1 Porch
Porch Area	366 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	232N30007700J000250
Street Address	2831 GEMSTONE CIR
City	PACE
State	FL
Zip	32571-9808
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ASHLEY PLANTATION PHASE 4-B LOT 25 BLK J AS DES IN OR 3818 PG 517
Legal Range	30W
Legal Township	02N
Legal Section	23
Legal Subdivision	ASHLEY PLANTATION
Legal Phase	4
Legal Block	J
Legal Lot Number	25
Jurisdiction	SANTA ROSA FL
Minor Civil Division	PACE
Census Blockgroup	1
Census Block	1026
Census Tract	10302

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00J00-0250

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2831 GEMSTONE CIR, PACE, FL 32571-9808
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 09, 2019 · Amount on Record
Deed Sale	Apr 09, 2019 · Amount on Record
Deed Doc Number	201913917
Deed Book / Page	3818 / 0517
Record Refreshed	Jun 08, 2026

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 09, 2019
Property Address	2831 GEMSTONE CIR, PACE, FL 32571-9808
Document Number	0038180517
Book / Page	3818 / 0517
Map Reference	MB 12 PG 75&76
Instrument Date	Mar 29, 2019
Instrument	201913917
Transaction Type	Subdivision Related Transfer
Record Updated	May 02, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,750.30
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2831 GEMSTONE CIR, MILTON, FL 32571-9808

Mortgage

Document Number	0003818519
Date	Apr 09, 2019
Instrument	3818/519

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2034

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,369.00 (+2.06%) Homeowner's exemption	$377,551 (+3%)	$516,507 (+2.84%) Land $80,000 Building $436,507
2023	$4,281.00 (+2.42%) Homeowner's exemption	$366,554 (+3%)	$502,244 (+5.5%) Land $70,000 Building $432,244
2022	$4,180.00 Homeowner's exemption	$355,878	$476,048 Land $48,000 Building $428,048

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 28% of Florida
Wildfire Likelihood	About 1 in 769 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.