2801 Gemstone Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2801 Gemstone Cir, Pace, FL 32571 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage3,041 sqft Heated Area
Lot Size22,041 sqft (0.505 acres)
OccupancyOwner Occupied
Last Sale$354,900 (2019)
Tax Bill$472.00 (2024)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00J00-0290

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2801 GEMSTONE CIR, PACE, FL 32571-9808
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 26, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Aug 19, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
AMERICAN FINANCIAL NETWORK INC
Mar 15, 2019Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 15, 2019 · Amount on Record
Deed SaleMar 15, 2019 · Amount on Record
Deed Doc Number201910140
Deed Book / Page3811 / 1441
Record RefreshedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2801 GEMSTONE CIR, PACE, FL 32571-9808
Transaction TypeMortgage
Record UpdatedJul 07, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2801 GEMSTONE CIR, PACE, FL 32571-9808

Mortgage

Document Number0041231704
DateMay 26, 2021
Book Page4123/1704
Instrument202135281
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2801 GEMSTONE CIR, PACE, FL 32571-9808
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2801 GEMSTONE CIR, PACE, FL 32571-9808

Mortgage

Document Number0039912083
DateAug 19, 2020
Book Page3991/2083
Instrument202042098
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

March 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 15, 2019
Property Address2801 GEMSTONE CIR, PACE, FL 32571-9808
Document Number0038111441
Book / Page3811 / 1441
Map ReferenceMB 12 PG 75&76
Instrument DateMar 13, 2019
Instrument201910140
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 14, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,484.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address2801 GEMSTONE CIR, PACE, FL 32571-9808

Mortgage

Document Number0201910141
DateMar 15, 2019
Instrument201910141
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$472.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$359,485 (+3%)$495,955 (+2.96%) Land $80,000 Building $415,955
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$349,015$481,694 Land $70,000 Building $411,694

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 28% of Florida
Wildfire LikelihoodAbout 1 in 763 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN23-2N-30-0077-00J00-0290

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,041 sqft Heated Area
Gross Area4,792 sqft Gross Area
1st Floor3,818 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeMasonry Foundation
Roof MaterialShingle Roof
Lot Area22,041 sqft (0.505 acres)
Depth X Width1,750 ft x 1,260 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage Area777 sqft Garage
PorchOpen Porch
Porch Area374 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number232N30007700J000290
Street Address2801 GEMSTONE CIR
CityPACE
StateFL
Zip32571-9808
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PLANTATION PHASE 4-B LOT 29 BLK J AS DES IN OR 3811 PG 1441
Legal Range30W
Legal Township02N
Legal Section23
Legal SubdivisionASHLEY PLANTATION
Legal Phase4
Legal BlockJ
Legal Lot Number29
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1026
Census Tract10302

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