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2805 Gemstone Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2805 Gemstone Cir, Pace, FL 32571 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2018
Square Footage2,332 sqft Living Area
Lot Size22,041 sqft (0.506 acres)
OccupancyOwner Occupied
Last Sale$295,000 (2018)
Tax Bill$2,730.00 (2025)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00J00-0280

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2805 GEMSTONE CIR, MILTON, FL 32571-9808
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 26, 2018Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 26, 2018 · Amount on Record
Deed SaleDec 26, 2018 · Amount on Record
Deed Doc Number201854317
Deed Book / Page3792 / 1416
Record RefreshedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2805 GEMSTONE CIR, PACE, FL 32571-9808
Transaction TypeMortgage
Record UpdatedAug 24, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2805 GEMSTONE CIR, PACE, FL 32571-9808

Mortgage

Document Number0044151513
DateJul 17, 2023
Book Page4415/1513
Instrument202331947
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term479 Months
DueJun 01, 2063

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 26, 2018
Property Address2805 GEMSTONE CIR, PACE, FL 32571-9808
Document Number0037921416
Book / Page3792 / 1416
Map ReferenceMB 12 PG 75&76
Instrument DateDec 21, 2018
Instrument201854317
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 14, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address2805 GEMSTONE CIR, MILTON, FL 32571-9808

Mortgage

Document Number0201854318
DateDec 26, 2018
Instrument201854318
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,730.00 (+2.98%) Homeowner's exemption$248,634 (+2.9%)$362,751 (-2.08%) Land $80,000 Building $282,751
2024$2,651.00 (+3.84%) Homeowner's exemption$241,627 (+3%)$370,441 (+3.63%) Land $80,000 Building $290,441
2023$2,553.00 (+2.65%) Homeowner's exemption$234,589 (+3%)$357,468 (+6.57%) Land $70,000 Building $287,468
2022$2,487.00 Homeowner's exemption$227,756$335,443 Land $48,000 Building $287,443

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN23-2N-30-0077-00J00-0280
Alternative APN
  • N30223007700J000280

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,332 sqft Living Area
Gross Area3,100 sqft Gross Area
1st Floor2,332 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area22,041 sqft (0.506 acres)
Depth X Width175 ft x 126 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage
Porch Area327 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address2805 GEMSTONE CIR
CityMILTON
StateFL
Zip32571-9808
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PLANTATION PHASE 4-B LOT 28 BLK J AS DES IN OR 3792 PG 1416
Legal Range30W
Legal Township2N
Legal Section23
Legal SubdivisionASHLEY PLANTATION
Legal BlockJ
Legal Lot Number28
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1026
Census Tract10302

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