Nassau County property record for 28389 Franklin Rd, Hilliard, FL 32046
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,034 sqft · built 2024 |
| Lot Size | 10.1 acres (440,827 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Feb 2023) |
| Tax Bill | $6,030 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 25-4N-23-2020-0057-0000 |
| Primary APN | 25-4N-23-2020-0057-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,034 sqft Heated Area |
| Gross Area | 3,122 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 440,827 sqft (10.1 acres) |
| Porch | Open Porch |
| Porch Area | 564 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 28389 FRANKLIN RD |
|---|---|
| City | HILLIARD |
| State | FL |
| Zip | 32046-2880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | LOT 57 IN OR 2617/841 (EX PT R/W IN OR 1679/916) CORNWALL SURVEY SEC 25-2N-23E PBK O/30 ESMT IN OR 2669-936 |
| Legal Subdivision | CORNWALL SURVEY |
| Legal Lot Number | 57 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 50403 |
28389 Franklin Rd is owned and occupied by two individuals who bought it in February 2023.
Source: Nassau County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28389 FRANKLIN RD, HILLIARD, FL 32046-2880 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2023 · Amount on File |
| Deed Sale | Feb 2, 2023 · Amount on File |
| Deed Document Number | 0002617841 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 28389 FRANKLIN RD, HILLIARD, FL 32046-2880 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 28389 FRANKLIN RD, HILLIARD, FL 32046-2880 |
| Document Number | 0027311947 |
|---|---|
| Date | Aug 15, 2024 |
| Book Page | 2731/1947 |
| Instrument | 202445023060 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2054 |
The 2025 property tax bill for 28389 Franklin Rd was $6,030 with a homeowner's exemption, up 278.1% from the year before.
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,030.00 (+278.06%) Homeowner's exemption | $433,183 (+324.17%) Land $94,299 Building $338,884 | $634,324 (+256.72%) |
| 2024 | $1,595.00 | $102,124 Land $102,124 | $177,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28389 Franklin Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28389 Franklin Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 10 / 1 |
May also be available: T-Mobile.
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