Brevard County property record for 2805 School Dr NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,236 sqft · built 1981 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $627 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-23-00-784 |
| Primary APN | 28-37-23-00-784 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,236 sqft Living Area |
| Gross Area | 1,509 sqft |
| 1st Floor Area | 1,236 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 112 ft deep x 98 ft wide |
| View / Lot | Conservation / Protected Area |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 300 sqft |
| Patio Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2832312 |
|---|---|
| Street Address | 2805 SCHOOL DR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-4274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | PT OF E 1/2 OF NE 1/4 OF SE 1/4 AS DES IN ORB 2253 PG 781 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 23 |
| Legal Block | 784 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 65123 |
2805 School Dr NE is owned and occupied by two individuals who acquired it in June 2022.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2805 SCHOOL DR NE, PALM BAY, FL 32905-4274 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2026 | Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING |
| Jun 6, 2022 | Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2022 |
| Deed Sale | Jun 6, 2022 |
| Deed Document Number | 2022141478 |
| Deed Book / Page | 9526 / 94 |
| Prior Transfer Date | May 23, 2022 |
| Prior Transfer Doc | 0095260094 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2805 SCHOOL DR NE, PALM BAY, FL 32905-4274 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2805 SCHOOL DR NE, PALM BAY, FL 32905-4274 |
| Document Number | 0105192924 |
|---|---|
| Date | Jan 9, 2026 |
| Book Page | 10519/2924 |
| Instrument | 2026004455 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 28, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 6, 2022 |
| Property Address | 2805 SCHOOL DR NE, PALM BAY, FL 32905-4274 |
| Document Number | 0095260094 |
| Book / Page | 9526 / 94 |
| Instrument Date | May 23, 2022 |
| Instrument | 2022141478 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2805 SCHOOL DR NE, 2805, PALM BAY, FL 32905-4274 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2805 SCHOOL DR NE, PALM BAY, FL 32905-4274 |
| Document Number | 0000952698 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 9526/98 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 2805 School Dr NE was $627 with a homeowner's exemption, up 1.8% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,090 (+2.7%) | $208,490 (+1.2%) | |
| 2025 | $627.00 (+1.79%) Homeowner's exemption | $66,300 | $206,020 |
| 2024 | $616.00 (+1.32%) | ||
| 2023 | $608.00 (+3.58%) Homeowner's exemption | $62,570 (+3%) | $193,540 (+10.49%) Land $60,500 Building $133,040 |
| 2022 | $587.00 Homeowner's exemption | $60,750 | $175,160 Land $60,500 Building $114,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2805 School Dr NE in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 13 (1995–2017) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2805 School Dr NE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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