Santa Rosa County property record for 2785 Gemstone Cir, Pace, FL 32571 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 3,165 sqft Heated Area |
| Lot Size | 40,729 sqft (0.935 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $662,000 (2022) |
| Tax Bill | $6,142.00 (2024) |
| Primary APN | 23-2N-30-0077-00J00-0320 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,165 sqft Heated Area |
| Gross Area | 5,256 sqft Gross Area |
| 1st Floor | 3,589 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Custom/Decorative Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 40,729 sqft (0.935 acres) |
| Depth X Width | 2,240 ft x 1,050 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 424 sqft Garage |
| Porch | Finished/Screened Porch |
| Porch Area | 379 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 232N30007700J000320 |
|---|---|
| Street Address | 2785 GEMSTONE CIR |
| City | PACE |
| State | FL |
| Zip | 32571-6827 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ASHLEY PLANTATION PHASE 4-B LOT 32 BLK J AS DES IN OR 4336 PG 1681 |
| Legal Range | 30W |
| Legal Township | 02N |
| Legal Section | 23 |
| Legal Subdivision | ASHLEY PLANTATION |
| Legal Phase | 4 |
| Legal Block | J |
| Legal Lot Number | 32 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 10302 |
Source: Santa Rosa County records · APN 23-2N-30-0077-00J00-0320
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2785 GEMSTONE CIR, PACE, FL 32571-6827 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 18, 2022 | Warranty Deed, Transfer ACER TITLE AND ESCROW LLC, ANCHOR TITLE & ESCROW LLC |
| Jun 21, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 26, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage FIRST MORTGAGE SOLUTIONS LLC |
| Feb 27, 2019 | Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 18, 2022 · Amount on Record |
| Deed Sale | Oct 18, 2022 · Amount on Record |
| Prior Sale | Feb 27, 2019 · Amount on Record |
| Deed Doc Number | 202259225 |
| Deed Book / Page | 4336 / 1681 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 18, 2022 |
| Property Address | 2785 GEMSTONE CIR, PACE, FL 32571-6827 |
| Document Number | 0043361681 |
| Book / Page | 4336 / 1681 |
| Map Reference | MB 12 PG 75 |
| Instrument Date | Oct 07, 2022 |
| Instrument | 202259225 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2022 |
| Title Company | ACER TITLE AND ESCROW LLC, ANCHOR TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,634.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2767 SEGREST RD, 2767, PACE, FL 32571-9454 |
| Name | Verified Name |
|---|---|
| Address | 2785 GEMSTONE CIR, MILTON, FL 32571-6827 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2785 GEMSTONE CIR, PACE, FL 32571-6827 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2785 GEMSTONE CIR, PACE, FL 32571-6827 |
| Document Number | 0041361558 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 4136/1558 |
| Instrument | 202141657 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2785 GEMSTONE CIR, PACE, FL 32571-6827 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039030580 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 3903/0580 |
| Instrument | 201958033 |
| Name | FIRST MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64114 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 27, 2019 |
| Property Address | 2785 GEMSTONE CIR, PACE, FL 32571-6827 |
| Document Number | 0038061541 |
| Book / Page | 3806 / 1541 |
| Map Reference | MB 12 PG 75&76 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 201907391 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,584.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 2785 GEMSTONE CIR, PACE, FL 32571-6827 |
| Document Number | 0201907392 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 201907392 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,142.00 (+10.33%) Homeowner's exemption | $536,316 (+15.39%) | $536,323 (+15.39%) Land $80,000 Building $456,323 |
| 2023 | $5,567.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $464,801 (+44.04%) Land $70,000 Building $394,801 | $464,801 (+7.32%) Land $70,000 Building $394,801 |
| 2022 | Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $322,684 | $433,085 Land $48,000 Building $385,085 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 28% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 763 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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